2098 Vista Valle Verde Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 2098 Vista Valle Verde Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,397 sqft · built 1990
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$1,145,000 (Aug 2026)
Tax Bill	$8,445 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`124-041-16-00`

Property Details

APN / Parcel Number

Primary APN	`124-041-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,397 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	51,401 sqft
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2098 VISTA VALLE VERDE DR
City	FALLBROOK
State	CA
Zip	92028-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 16 TR 011977
Legal Subdivision	COUNTY/SAN DIEGO 4573
Legal Tract	011977
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2011
Census Tract	18804

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Aug 21, 2026	Grant Deed, Transfer · Conventional Mortgage MODERN MORTGAGE
Apr 17, 2024	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK OF KANSAS CITY
Mar 21, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2026246596
Prior Transfer Date	Sep 8, 2000
Prior Transfer Doc	0000554378
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2026
Property Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Document Number	0000246595
Instrument Date	Aug 14, 2026
Instrument	2026246595
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2026
Property Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Document Number	0000246596
Instrument Date	Jul 30, 2026
Instrument	2026246596
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,209.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068

Mortgage

Document Number	0000246597,
Date	Aug 21, 2026
Instrument	2026246597

Lender

Name	MODERN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2024
Property Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Document Number	0000095102
Map Reference	MAP 11977
Instrument Date	Mar 19, 2024
Instrument	2024-0095102
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068

Mortgage

Document Number	0000296749
Date	Apr 16, 2021
Instrument	2021-0296749

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2098 VISTA VALLE VERDE DR, FALLBROOK, CA 92028-9068
Document Number	0000155773
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2098 VISTA VALLE VERDE DR FALLBROOK CA 920289068, FALLBROOK, CA 92028-9068

Mortgage

Document Number	0000155773
Date	Mar 26, 2020
Instrument	155773

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	6900 EXECUTIVE DR, KANSAS CITY, MO 64120-2111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,055 (+2%) Land $376,912 Building $422,143
2025	$8,445.00 (+2.43%)	$783,388 (+4.04%) Land $369,522 Building $413,866
2024	$8,245.00 (+3.05%)
2023	$8,001.00 (-0.05%)	$752,970 Land $355,174 Building $397,796
2022	$8,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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