2098 Todd St, Napa, CA 94558 Property Records

Napa County property record for 2098 Todd St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,569 sqft · built 1983
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$1,425,000 (Oct 2021)
Tax Bill	$6,965 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-252-009-000`

Property Details

APN / Parcel Number

Primary APN	`042-252-009-000`
Alternative APNs	`042-252-009` `04225209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,569 sqft Living Area
Gross Area	3,053 sqft
1st Floor Area	2,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	042-252-009
Street Address	2098 TODD ST
City	NAPA
State	CA
Zip	94558-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI7
Legal Description	LOT 7 LINCOLN WEST SUB 12R/M38
Legal Subdivision	LINCOLN WEST
Legal Lot Number	7
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1011
Census Tract	200705

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2098 TODD ST, NAPA, CA 94558-5523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Oct 19, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202132639
Prior Transfer Date	Mar 11, 2013
Prior Transfer Doc	0000007237
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2098 TODD ST, NAPA, CA 94558-5523
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022942
Date	Oct 11, 2017
Instrument	2017-0022942

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 19, 2021
Property Address	2098 TODD ST, NAPA, CA 94558-5523
Document Number	0000032639
Map Reference	MB 12 PG 38
Instrument Date	Oct 5, 2021
Instrument	2021-0032639
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1129 PERKINS WAY, SACRAMENTO, CA 95818-3726

Mortgage

Document Number	0000032640
Date	Oct 19, 2021
Instrument	2021-0032640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 28, 2020
Property Address	2098 TODD ST, NAPA, CA 94558-5523
Document Number	0000018115
Instrument Date	Jul 23, 2020
Instrument	18115
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Transaction

Amount	Amount Recorded
Tax	$1,293.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2098 TODD ST NAPA CA 945585523, NAPA, CA 94558-5523

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,965.00 (+2.17%) Homeowner's exemption	$551,889 (+2%) Land $216,692 Building $335,197	$551,889 Land $216,692 Building $335,197
2025	$6,817.00 (+4.97%) Homeowner's exemption	$541,069 (+4.04%) Land $212,444 Building $328,625
2023	$6,494.00 (-60.96%) Homeowner's exemption	$520,061 Land $204,196 Building $315,865
2022	$16,633.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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