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2098 Sun Down Dr, Clearwater, FL 33763 Property Records

Pinellas County property record for 2098 Sun Down Dr, Clearwater, FL 33763 · Last verified January 2026

Property Summary

Property TypePlanned Unit Development
Details1,544 sqft · built 2007
OwnerIndividual Name on File
Last Sale$285,000 (Oct 2021)
Tax Bill$4,317 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-960-3801-3

Property Details

APN / Parcel Number

Primary APNC62-000-960-3801-3
Alternative APNs
  • 06-29-16-88147-038-0060
  • R428304

Interior

Stories2 Stories
Building Area1,544 sqft Heated Area
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Exterior MaterialBrick/Stone
Construction TypeWood Frame
View / LotWater

Location & Zoning

Account NumberR428304
Street Address2098 SUN DOWN DR
CityCLEARWATER
StateFL
Zip33763-2165
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSUNSET POINTE TOWNHOMES BLK 38, LOT 6
Legal Range16
Legal Township29
Legal Section06
Legal SubdivisionSUNSET POINTE TOWNHOMES
Legal Block38
Legal Lot Number6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1010
Census Tract26912

Owner

Source: Pinellas County records · APN C62-000-960-3801-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 09, 2019Warranty Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleDec 09, 2019 · Amount on Record
Deed Document Number2021339957
Deed Book / Page21765 / 1120
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 18, 2021
Property Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165
Document Number0217651120
Book / Page21765 / 1120
Map ReferenceMB 131 PG 37-43
Instrument DateOct 14, 2021
Instrument2021339957
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyAWS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165

Mortgage

Document Number0217651122
DateOct 18, 2021
Instrument21765/1122
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 09, 2019
Property Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165
Document Number0208002012
Book / Page20800 / 2012
Map ReferenceMB 131 PG 37
Instrument DateDec 04, 2019
Instrument2019392568
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2475 NAVAREZ AVE, 2475, SAFETY HARBOR, FL 34695-2109

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 SUN DOWN DR, CLEARWATER, FL 33763-2165

Mortgage

Document Number0208002014
DateDec 09, 2019
Instrument20800/2014
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 04, 2050

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,317.00 (+7.6%) Homeowner's exemption$265,452 (+5.99%)$285,783 (+1.56%) Building $285,783
2023$4,012.00 (+3.03%) Homeowner's exemption$250,457 (+3%)$281,398 (+15.72%) Building $281,398
2022$3,894.00 Homeowner's exemption$243,162$243,162 Building $243,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030269121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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