2098 Stone Rd, Ashton, IL 61006 Property Records

Lee County property record for 2098 Stone Rd, Ashton, IL 61006

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1999
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2025)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-23-100-007`

Property Details

APN / Parcel Number

Primary APN	`03-04-23-100-007`
Alternative APNs	`162766` `173580`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	173580
Street Address	2098 STONE RD
City	ASHTON
State	IL
Zip	61006-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWQ 23-22-11 9807-2755
Legal Range	11
Legal Township	22
Legal Section	23
Legal Block	11
Legal Lot Number	23
Jurisdiction	LEE IL
Township / Civil Division	ASHTON
Census Block Group	1
Census Block	1000
Census Tract	100

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2098 STONE RD, ASHTON, IL 61006-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	20254803
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Dec 19, 2025
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Document Number	0202504803
Instrument Date	Dec 15, 2025
Instrument	202504803
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 STONE RD, ASHTON, IL 61006-9512

Mortgage

Document Number	0202504804
Date	Dec 19, 2025
Instrument	202504804

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Sep 30, 2022
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Document Number	0202204152
Instrument Date	Sep 26, 2022
Instrument	202204152
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2098 STONE RD, ASHTON, IL 61006-9512

Mortgage

Document Number	0202204153
Date	Sep 30, 2022
Instrument	202204153

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.88%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Apr 25, 2022
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Document Number	0202201685
Instrument Date	Apr 21, 2022
Instrument	202201685
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 STONE RD, ASHTON, IL 61006-9512

Mortgage

Document Number	0202201686
Date	Apr 25, 2022
Instrument	202201686

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.88%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1808/416
Date	Aug 7, 2018
Book Page	1808/416
Instrument	201802895

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2023

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1807/2094
Date	Jul 30, 2018
Book Page	1807/2094
Instrument	201802780

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2098 STONE RD, ASHTON, IL 61006-9512
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001647
Date	Apr 28, 2020
Instrument	202001647

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Ashton Township
Unified School District	Ashton-Franklin Center CUSD 275 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,754.00 (+9.19%)	$58,367 (+1%) Land $5,863 Building $52,504	$175,101 (+1%) Land $17,589 Building $157,512
2024	$3,438.00 Homeowner's exemption	$53,061 Land $5,330 Building $47,731	$159,183 Land $15,990 Building $143,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: LR Communications, Rise Broadband.

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