2098 State Hwy 154 E, Gilmer, TX 75645 Property Records

Upshur County property record for 2098 State Hwy 154 E, Gilmer, TX 75645

Property Summary

Property TypeSingle Family Home
Details3 bd · 6,738 sqft · built 1970
Lot Size0.688 acres (29,969 sqft)
Owner2 Individual Names on File
Tax Bill$5,291 (2026)
Deeds & MortgagesApr 2024 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN002U-S02-000-041-1

Property Details

APN / Parcel Number

Primary APN002U-S02-000-041-1
Alternative APN
  • 65107336

Interior

Bedrooms3 Beds
Building Area6,738 sqft Total Area
1st Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area29,969 sqft (0.688 acres)
Garage TypeAttached
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number002U-S02-000-041-1
Street Address2098 STATE HIGHWAY 154 E
CityGILMER
StateTX
Zip75645-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABS A2 FLORES, MARIA FINOLA,TRACT 40 & 41, 0.688 ACRES & 2 HOUSES
Legal Tract40
JurisdictionUPSHUR TX
Township / Civil DivisionGILMER
Census Block Group2
Census Block2002
Census Tract950301

Owner

2098 State Hwy 154 E is owned and occupied by two individuals.

Source: Upshur County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2098 STATE HIGHWAY 154 E, GILMER, TX 75645-6812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 30, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address2098 STATE HIGHWAY 154 E, GILMER, TX 75645-6812
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 STATE HIGHWAY 154 E, GILMER, TX 75645-6812

Mortgage

Document Number0202402450
DateApr 19, 2024
Instrument202402450
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueJul 1, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address2098 STATE HIGHWAY 154 E, GILMER, TX 75645-6812
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 STATE HIGHWAY 154 E, GILMER, TX 75645-6812

Mortgage

Document Number0202302004
DateMar 30, 2023
Instrument202302004
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2098 State Hwy 154 E was $5,291 with exemptions applied, up 72.2% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictGilmer Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,291.00 (+72.23%) Homeowner's exemption Disabled Person's exemption$349,480 (+2.42%) Land $37,980 Building $311,500$349,480 (+2.42%) Land $37,980 Building $311,500
2025$3,072.00 Homeowner's exemption Disabled Person's exemption$341,220 Land $40,280 Building $300,940$341,220 Land $40,280 Building $300,940
2023$324,360 Land $40,110 Building $284,250$324,360 Land $40,110 Building $284,250
2022$5,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2098 State Hwy 154 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 State Hwy 154 E is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBI COUNTY WSC 1
serves 12,777 people · EPA ID TX0320002
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State Hwy 154 E

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