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2098 Siena Ave, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2098 Siena Ave, Covington, KY 41017 · Last verified December 2025

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · built 2020
Lot Size0.034 acres (1,496 sqft)
Owner2 Individual Names on File
Last Sale$207,449 (Sep 2020)
Tax Bill$2,055 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN844-00-02-004.11

Property Details

APN / Parcel Number

Primary APN844-00-02-004.11

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,496 sqft (0.034 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2098 SIENA AVE
CityCOVINGTON
StateKY
Zip41017-3529
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA AT TUSCANY PHASE 6 LOT 4 UNIT 4-101 1496 SF LOWER LEVEL LEFT END HAYWARD
Legal SubdivisionSIENA AT TUSCANY CONDOMINIUMS
Legal Phase6
Legal Lot Number4-101
Legal Unit4-101
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records · APN 844-00-02-004.11

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2098 SIENA AVE, COVINGTON, KY 41017-3529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Deed Document Number0000040935
Deed Book / Page40 / 935
Record UpdatedJun 08, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 01, 2020
Property Address2098 SIENA AVE, COVINGTON, KY 41017-3529
Document Number0000000059
Book / Page000040 / 000935
Instrument DateAug 20, 2020
Instrument59
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 23, 2020
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2098 SIENA AVE COVINGTON KY 410173529, COVINGTON, KY 41017-3529

Mortgage

Document Number60
DateSep 01, 2020
Book Page000M91/000248
Instrument60
Lender
NameVICTORY MTG
TypeMortgage Company
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,055.00 (-7.01%)$207,400 (-) Building $207,400$207,400 (-) Building $207,400
2023$2,210.00$207,400 Building $207,400$207,400 Building $207,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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