2098 Regency Rd, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 2098 Regency Rd, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,725 sqft · built 1970
Lot Size	0.257 acres (11,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Sep 2011)
Tax Bill	$2,875 (2026)
Deeds & Mortgages	Jan 2018 Mortgage
APN	`12769650`

Property Details

APN / Parcel Number

Primary APN	`12769650`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Lot Area	11,208 sqft (0.257 acres)
Lot Width	104 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2098 REGENCY RD
City	LEXINGTON
State	KY
Zip	40503-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	A-295A SOUTHLAND VILLAGE UNIT 1-C LOT 12; BOOK: 3032 PAGE: 315
Legal Subdivision	SOUTHLAND VILLAGE
Legal Block	C
Legal Lot Number	12
Legal Unit	1-C
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2008
Census Tract	2800

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 BELLEFONTE DR, LEXINGTON, KY 40503-2001
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2011 · Amount on Record
Deed Sale	Sep 22, 2011 · Amount on Record
Deed Book / Page	3032 / 315
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	2098 REGENCY RD, LEXINGTON, KY 40503-2324
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0009027304
Date	Jan 26, 2018
Book Page	9027/304

Lender

Name	CENTRAL BK & TR CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,875.00 (+1.91%)	$228,200 (-)	$228,200 (-)
2025	$2,821.00 (+37.07%)	$228,200 (+37.06%)	$228,200 (+37.06%)
2023	$2,058.00	$166,500	$166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	17 of 18
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20