Macomb County property record for 2098 Ray Haven Dr, Bruce, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,119 sqft · built 1993 |
| Lot Size | 5.5 acres (239,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,332 (2022) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-31-300-028 |
| Primary APN | 14-01-31-300-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Living Area |
| Gross Area | 6,051 sqft |
| Basement Area | 2,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 239,841 sqft (5.5 acres) |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 611 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 0131300028 |
|---|---|
| Street Address | 2098 RAY HAVEN DR |
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T5N R12E SEC 31 COM AT SW COR SEC 31; TH N0*33'50"E 1298.62 FT ALG W SEC LINE TO POB; TH CONT N0*33'50"E 327.39 FT ALG SD |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 31 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 214500 |
2098 Ray Haven Dr is owned and occupied by an individual.
Source: Macomb County records, as of June 30, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2098 RAY HAVEN DR, BRUCE TWP, MI 48065-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 2098 RAY HAVEN DR, BRUCE TWP, MI 48065-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2098 RAY HAVEN DR, BRUCE TWP, MI 48065-4037 |
| Document Number | 2400035520 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 29567/268 |
| Instrument | 202400035520 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 7999 KNUE RD STE 300, INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Macomb County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $259,100 | $518,200 | |
| 2022 | $5,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2098 Ray Haven Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2098 Ray Haven Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
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