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2098 Indigo Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2098 Indigo Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 1994
Lot Size0.46 acres (20,038 sqft)
Owner2 Owner Names on File
Last Sale$130,000 (Jun 2003)
Tax Bill$1,481 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-24200-0100

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-24200-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Heated Area
Gross Area2,647 sqft
1st Floor Area2,216 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area20,038 sqft (0.46 acres)
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area329 sqft
Patio Area102 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920242000100
Street Address2098 INDIGO DR
CityNAVARRE
StateFL
Zip32566-7662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 10 BLK 242 AS DES IN OR 2160 PG 1021
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block242
Legal Lot Number10
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1024
Census Tract10821

Owner

The current owner of 2098 Indigo Dr bought it in June 2003.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address2098 INDIGO DR, NAVARRE, FL 32566-7662
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2003 · Amount on File
Deed SaleJun 25, 2003 · Amount on File
Prior SaleMay 7, 2003
Deed Document Number0216001021
Deed Book / Page02160 / 01021
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2098 INDIGO DR, NAVARRE, FL 32566-7662
Document Number0039680195
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2098 INDIGO DR NAVARRE FL 325667662, NAVARRE, FL 32566-7662

Mortgage

Document Number0039680195
DateJun 25, 2020
Book Page003968/000195
Instrument31146
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 24, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,481.00 (+3.06%) Homeowner's exemption Widower's exemption$158,705 (+3%)$282,481 (+4.6%) Land $75,000 Building $207,481
2023$1,437.00 (-0.35%) Homeowner's exemption Widower's exemption$154,083 (+3%)$270,066 (+9.97%) Land $65,000 Building $205,066
2022$1,442.00 Homeowner's exemption Widower's exemption$149,595$245,590 Land $50,000 Building $195,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2098 Indigo Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 144 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies144 in force
Nearby Flood Claims5 (2020–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 Indigo Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Ripple Broadband.

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