2098 Harmony Rd, Elberton, GA 30635 Property Records

Elbert County property record for 2098 Harmony Rd, Elberton, GA 30635

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,757 sqft · built 1945
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039 006A`

Property Details

APN / Parcel Number

Primary APN	`039 006A`
Alternative APN	`2258`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,757 sqft Heated Area
1st Floor Area	1,757 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1976
Architectural Style	Modular
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	439 sqft
Deck Area	220 sqft
Pole Barn	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2258
Street Address	2098 HARMONY RD
City	ELBERTON
State	GA
Zip	30635-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	ELBERT GA
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3055
Census Tract	200

Owner

2098 Harmony Rd is owned and occupied by an individual who bought it in May 2022.

Source: Elbert County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2098 HARMONY RD, ELBERTON, GA 30635-4144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELBERTON FSLA
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL
Apr 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	2022364
Deed Book / Page	709 / 505
Prior Transfer Date	Apr 5, 2006
Prior Transfer Doc	000414/411
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT GA
Property Address	2098 HARMONY RD, ELBERTON, GA 30635-4144
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 HARMONY RD, ELBERTON, GA 30635-4144

Mortgage

Document Number	0000000781/0000000272
Date	Aug 26, 2025
Book Page	0000000781/0000000272

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT GA
Property Address	2098 HARMONY RD, ELBERTON, GA 30635-4144
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000611/685
Date	Apr 5, 2017
Book Page	611/685

Lender

Name	ELBERTON FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT GA
Property Address	2098 HARMONY RD, ELBERTON, GA 30635-4144
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 HARMONY RD, ELBERTON, GA 30635-4144

Mortgage

Document Number	0000000709/0000000507
Date	May 13, 2022
Book Page	0000000709/0000000507

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT GA
Recording Date	Apr 15, 2022
Property Address	2098 HARMONY RD, ELBERTON, GA 30635-4144
Document Number	000709/505
Book / Page	709 / 505
Instrument Date	Apr 15, 2022
Instrument	2022-000364
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 HARMONY RD, ELBERTON, GA 30635-4144

Tax Assessment & Valuation

The 2025 property tax bill for 2098 Harmony Rd was $1,365.

Source: Elbert County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Elbert County
Unified School District	Elbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00	$58,352 Land $5,901 Building $52,451	$145,880 Land $14,753 Building $131,127
2023		$53,697 Land $5,132 Building $48,565	$134,242 Land $12,829 Building $121,413
2022	$1,411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2098 Harmony Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 Harmony Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElbertonNET Cable · Fiber	200 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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