Santa Cruz County property record for 2098 Harborview Ct, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,525 sqft · built 1999 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (Mar 2011) |
| Tax Bill | $13,612 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-601-06 |
| Primary APN | 026-601-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,525 sqft Living Area |
| Gross Area | 2,925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,576 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2098 HARBORVIEW CT |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-1678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-4 |
| Legal Subdivision | HARBORVIEW TR 1373 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 121401 |
2098 Harborview Ct is owned by an individual who acquired it in September 2026.
Source: Santa Cruz County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 HENRY COWELL DR, SANTA CRUZ, CA 95060-1476 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Apr 7, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage RNIT LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on File |
| Deed Sale | Mar 11, 2011 · Amount on File |
| Prior Sale | Apr 5, 2000 · Amount on File |
| Deed Document Number | 201110852 |
| Last Transfer Date | Sep 16, 2026 |
| Transfer Doc | 0000021221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 22, 2026 |
| Property Address | 2098 HARBORVIEW CT, SANTA CRUZ, CA 95062-1678 |
| Document Number | 0000021221 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202621221 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HENRY COWELL DR, SANTA CRUZ, CA 95060-1476 |
| Document Number | 0000021222, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202621222 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 2098 HARBORVIEW CT, SANTA CRUZ, CA 95062-1678 |
| Document Number | 0000006095 |
| Map Reference | MB 94 PG 11 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023-0006095 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2218 E CLIFF DR, SANTA CRUZ, CA 95062-4713 |
| Document Number | 0000006096 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 2023-0006096 |
| Name | RNIT LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2098 Harborview Ct was $13,612.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,071,578 (+2%) Land $642,947 Building $428,631 | ||
| 2025 | $13,612.00 | $1,050,567 Land $630,340 Building $420,227 | |
| 2023 | $12,469.00 (+2.37%) | $1,009,772 Land $605,864 Building $403,908 | $1,458,900 |
| 2022 | $12,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2098 Harborview Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2098 Harborview Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: GeoLinks, Verizon.
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