1. Home
  2. California
  3. San Diego County
  4. Chula Vista
  5. Element Way

2098 Element Way, Chula Vista, CA 91915 Property Records

San Diego County property record for 2098 Element Way, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details2 bd · 3.5 ba · 1,775 sqft · built 2018
Lot Size10 acres (436,054 sqft)
Owner2 Individual Names on Record
Last Sale$799,000 (Aug 2024)
Tax Bill$13,411 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN643-063-08-33

Property Details

APN / Parcel Number

Primary APN643-063-08-33

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,775 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area436,054 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2098 ELEMENT WAY
CityCHULA VISTA
StateCA
Zip91915-2805
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 1 US 125PER DOC17-0290503&UND INT IN TR 016150
Legal SubdivisionCHULA VISTA #09-03 OTAY RANCH
Legal Tract016150
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13319

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2098 ELEMENT WAY, CHULA VISTA, CA 91915-2805
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleAug 13, 2018 · Amount on Record
Deed Document Number2024220941
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2098 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 ELEMENT WAY, CHULA VISTA, CA 91915-2805

Mortgage

Document Number0000346119
DateAug 30, 2022
Instrument2022-0346119
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2098 ELEMENT WAY, CHULA VISTA, CA 91915-2805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 ELEMENT WAY, CHULA VISTA, CA 91915-2805

Mortgage

Document Number0000550599
DateSep 18, 2020
Instrument2020-0550599
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$814,979 (+2%) Land $362,247 Building $452,732
2025$13,411.00 (+22.59%)$799,000 (+29.9%) Land $355,145 Building $443,855
2023$10,940.00 (+3.08%) Homeowner's exemption$615,112 Land $273,409 Building $341,703
2022$10,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Fiber		2,000 / 35

May also be available: Verizon, Wyyerd Connect.

Nearby Properties on Element Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures