San Joaquin County property record for 2098 E Swain Rd, Stockton, CA 95210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,973 sqft · built 1990 |
| Lot Size | 0.175 acres (7,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,500 (Sep 2016) |
| Tax Bill | $4,239 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 094-360-630-000 |
| Primary APN | 094-360-630-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,641 sqft (0.175 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 094-360-63 |
|---|---|
| Street Address | 2098 E SWAIN RD |
| City | STOCKTON |
| State | CA |
| Zip | 95210-5602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2186 LOT 123 |
| Legal Subdivision | FERNDALE MEADOWS |
| Legal Tract | 2186 |
| Legal Block | 3 |
| Legal Lot Number | 123 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3410 |
2098 E Swain Rd is owned and occupied by two individuals who bought it in September 2016.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2098 E SWAIN RD, STOCKTON, CA 95210-5602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on File |
| Deed Sale | Sep 27, 2016 · Amount on File |
| Prior Sale | Mar 7, 2011 · Amount on File |
| Deed Document Number | 2016116376 |
| Prior Transfer Date | Apr 19, 2012 |
| Prior Transfer Doc | 0000049371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2098 E SWAIN RD, STOCKTON, CA 95210-5602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2098 E SWAIN RD, STOCKTON, CA 95210-5602 |
| Document Number | 0000056380 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-056380 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Oct 1, 2046 |
The 2026 property tax bill for 2098 E Swain Rd was $4,239 with a homeowner's exemption, up 2.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,239.00 (+2.94%) | ||
| 2025 | $4,118.00 Homeowner's exemption | $342,830 Land $120,117 Building $222,713 | |
| 2023 | $3,959.00 (+0.71%) Homeowner's exemption | $329,519 Land $115,453 Building $214,066 | $432,630 |
| 2022 | $3,931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2098 E Swain Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2098 E Swain Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, ezWave.
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