2098 E Flora St, Stockton, CA 95205 Property Records

San Joaquin County property record for 2098 E Flora St, Stockton, CA 95205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1948
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Apr 2017)
Tax Bill	$1,780 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`141-112-010-000`

Property Details

APN / Parcel Number

Primary APN	`141-112-010-000`
Alternative APN	`141-112-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Exterior Material	Wood Shake/Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	5,200 sqft (0.119 acres)
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	141-112-01
Street Address	2098 E FLORA ST
City	STOCKTON
State	CA
Zip	95205-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 30
Legal Subdivision	WATTS ADD
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2002
Census Tract	1600

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201743994
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000147013
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 28, 2026
Property Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Document Number	0000038370
Instrument Date	Apr 27, 2026
Instrument	202638370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3911 MONIQUE CIR, STOCKTON, CA 95204-2320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038370,
Date	Apr 28, 2026
Instrument	202638370

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 E POPLAR ST, STOCKTON, CA 95205-4343

Mortgage

Document Number	0000017347
Date	Feb 8, 2022
Instrument	2022-017347

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 18, 2019
Property Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Document Number	0000147013
Instrument Date	Dec 11, 2019
Instrument	2019-147013
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 E FLORA ST, STOCKTON, CA 95205-4308

Mortgage

Document Number	0000147014
Date	Dec 18, 2019
Instrument	2019-147014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2017
Property Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Document Number	0000043994
Instrument Date	Apr 17, 2017
Instrument	2017-043994
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 E FLORA ST, STOCKTON, CA 95205-4308

Mortgage

Document Number	0000043996
Date	Apr 19, 2017
Instrument	2017-043996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2017
Property Address	2098 E FLORA ST, STOCKTON, CA 95205-4308
Document Number	0000043995
Instrument Date	Apr 17, 2017
Instrument	43995
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2098 E FLORA ST STOCKTON CA 952054308, STOCKTON, CA 95205-4308

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,780.00 (+2.83%)
2025	$1,731.00 (+3.96%)	$137,524 (+4.04%) Land $46,420 Building $91,104
2023	$1,665.00 (+2.27%)	$132,185 Land $44,618 Building $87,567	$197,190
2022	$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Cal.net, Verizon.

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