2098 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2098 E Appaloosa Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,249 sqft · built 1996
Lot Size	0.141 acres (6,159 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2015)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-039`

Property Details

APN / Parcel Number

Primary APN	`309-11-039`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,249 sqft Living Area
1st Floor Area	1,001 sqft
2nd Floor Area	1,248 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,159 sqft (0.141 acres)
Parking Spaces	2 Parking Spaces
Pool Area	320 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2098 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINLEY FARMS SOUTH PARCEL 17 MCR 402-37
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 17
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3011
Census Tract	422512

Owner

Source: Maricopa County records · APN 309-11-039

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2098 E APPALOOSA RD, GILBERT, AZ 85296-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH PACIFIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2015 · Amount on Record
Deed Sale	Jun 08, 2015 · Amount on Record
Prior Sale	Jun 08, 2015 · Amount on Record
Deed Document Number	20150405417
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2098 E APPALOOSA RD, GILBERT, AZ 85296-3322
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347647
Date	Jul 03, 2023
Instrument	20230347647

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 03, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2098 E APPALOOSA RD, GILBERT, AZ 85296-3322
Transaction Type	Mortgage
Record Updated	May 06, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 E APPALOOSA RD, GILBERT, AZ 85296-3322

Mortgage

Document Number	0000454645
Date	Apr 23, 2021
Instrument	20210454645

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 01, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2098 E APPALOOSA RD, GILBERT, AZ 85296-3322
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057988
Date	Jan 25, 2017
Instrument	2017-0057988

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,530 (-0.83%)	$475,300 (-0.83%) Land $95,000 Building $380,300
2025	$1,891.00 (+3.28%)
2024		$47,930	$479,300 Land $95,800 Building $383,500
2023	$1,831.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 699 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Lumen Technologies	Fiber	3,000 / 3,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Arizona Network, Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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