2098 Deer Harbor Rd, Eastsound, WA 98245 Property Records

San Juan County property record for 2098 Deer Harbor Rd, Eastsound, WA 98245

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,934 sqft · built 1988
Lot Size1.54 acres (67,392 sqft)
OwnerIndividual Name on Record
Last Sale$780,000 (Apr 2016)
Tax Bill$10,560 (2025)
Deeds & MortgagesApr 2024 Re-recorded Document
Mar 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN260542-004-000

Property Details

APN / Parcel Number

Primary APN260542-004-000
Alternative APN
  • 8578

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area4,934 sqft Living Area
Gross Area5,762 sqft
1st Floor Area2,362 sqft
Basement Area2,056 sqft
Finished Basement1,828 sqft
Unfinished Basement228 sqft
FlooringVinyl/Resilient
Interior WallsUnfinished
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Roof MaterialConcrete
Lot Area67,392 sqft (1.54 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

Deck Area846 sqft
Patio Area144 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number8578
Street Address2098 DEER HARBOR RD
CityEASTSOUND
StateWA
Zip98245-9212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR SW-NE PR GL 7 EX CO RD TGW TDS SEC 05, T 36N, R 2W TGW TDS 1.51 CHS FROM 260542005
JurisdictionSAN JUAN WA
Township / Civil DivisionORCAS
Census Block Group2
Census Block2002
Census Tract960103

Owner

Source: San Juan County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Re-recorded Document
Mar 20, 2024Quit Claim Deed, Transfer
Quitclaim
Feb 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 21, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
May 25, 2019Deed of Trust, Mortgage · Line of Credit
BOEING EMPS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2016 · Amount on Record
Deed SaleApr 14, 2016 · Amount on Record
Prior SaleJan 8, 2015 · Amount on Record
Deed Document Number201620
Last Transfer DateMar 8, 2024
Transfer Doc0000000021
Record UpdatedSep 20, 2026

April 2024: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSAN JUAN WA
Recording DateApr 24, 2024
Property Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
Document Number0000424021
Instrument DateMar 8, 2024
Instrument2024-0424021
Record UpdatedMay 3, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JUAN WA
Recording DateMar 20, 2024
Property Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
Document Number0000320003
Instrument DateMar 8, 2024
Instrument2024-0320003
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JUAN WA
Recording DateFeb 16, 2021
Property Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
Document Number0000216026
Instrument DateFeb 9, 2021
Instrument2021-0216026
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanySAN JUAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212

Mortgage

Document Number0000216027
DateFeb 16, 2021
Instrument2021-0216027
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JUAN WA
Recording DateJan 21, 2021
Property Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
Document Number0000121011
Instrument DateJan 14, 2021
Instrument121011
Transaction TypeTransfer
Record UpdatedFeb 4, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 DEER HARBOR RD EASTSOUND WA 982459212, EASTSOUND, WA 98245-9212

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JUAN WA
Property Address2098 DEER HARBOR RD, EASTSOUND, WA 98245-9212
Document Number0000611012
Instrument DateMay 25, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2098 DEER HARBOR RD EASTSOUND WA 982459212, EASTSOUND, WA 98245-9212

Mortgage

Document Number0000611012
DateJun 11, 2019
Instrument611012
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWashington
CountySan Juan County
Unified School DistrictOrcas Island School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,560.00 (+26.74%)$2,017,870 (+43.91%) Land $683,720 Building $1,334,150$2,017,870 (+43.91%) Land $683,720 Building $1,334,150
2023$8,332.00
2022$1,402,140 Land $499,240 Building $902,900$1,402,140 Land $499,240 Building $902,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rock Island Communications
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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