2098 Cluster Ln, Grayson, GA 30017 Property Records

Gwinnett County property record for 2098 Cluster Ln, Grayson, GA 30017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,325 sqft · built 1998
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2019)
Tax Bill	$6,603 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`5-167-139`

Property Details

APN / Parcel Number

Primary APN	`5-167-139`
Alternative APNs	`R5167-139` `2733497`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,325 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,129 sqft
Basement Area	1,129 sqft
Finished Basement	847 sqft
Unfinished Basement	282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Width	40 ft Width
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	297 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2098 CLUSTER LN
City	GRAYSON
State	GA
Zip	30017-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L332 BA WISTERIA PLACE #4
Legal Subdivision	WISTERIA PLACE
Legal Block	A
Legal Lot Number	332
Jurisdiction	GWINNETT GA
Township / Civil Division	SNELLVILLE-GRAYSON
Census Block Group	3
Census Block	3000
Census Tract	50742

Owner

Source: Gwinnett County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 12, 2026	Deed of Trust, Mortgage MIDFIRST BANK
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL ACCEPTANCE
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Dec 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 11, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 6, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	201933202
Deed Book / Page	57100 / 266
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025

Mortgage

Document Number	0623340387
Date	Feb 9, 2026
Book Page	0000062334/0000000387

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025

Mortgage

Document Number	0623410496
Date	Feb 12, 2026
Book Page	0000062341/0000000496

Lender

Name	MIDFIRST BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025

Mortgage

Document Number	0609050545
Date	Nov 9, 2023
Book Page	0000060905/0000000545

Lender

Name	RESIDENTIAL ACCEPTANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025

Mortgage

Document Number	0595450000000757
Date	Dec 27, 2021
Book Page	0000059545/0000000757

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 11, 2019
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Document Number	0571000268
Book / Page	057100 / 000268
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2098 CLUSTER LN GRAYSON GA 300174025, GRAYSON, GA 30017-4025

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 11, 2019
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Document Number	0571000266
Book / Page	057100 / 000266
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2098 CLUSTER LN GRAYSON GA 300174025, GRAYSON, GA 30017-4025

Mortgage

Document Number	571000270
Date	Dec 11, 2019
Book Page	057100/000270

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Document Number	0567500372
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN GRAYSON GA 300174025, GRAYSON, GA 30017-4025

Mortgage

Document Number	0567500372
Date	Jul 22, 2019
Book Page	056750/000372

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2098 CLUSTER LN, GRAYSON, GA 30017-4025
Document Number	0555410311
Book / Page	055541 / 000311
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 CLUSTER LN GRAYSON GA 300174025, GRAYSON, GA 30017-4025

Mortgage

Document Number	0555410311
Date	Nov 21, 2017
Book Page	055541/000311

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,603.00 (-12.46%)	$186,960 (-7.79%) Land $30,000 Building $156,960	$467,400 (-7.79%) Land $75,000 Building $392,400
2023	$7,543.00	$202,760 Land $31,200 Building $171,560
2022			$506,900 Land $78,000 Building $428,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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