2098 Cliff Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 2098 Cliff Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,582 sqft · built 1983
Lot Size	0.016 acres (681 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-430-003`

Property Details

APN / Parcel Number

Primary APN	`041-430-003`
Alternative APN	`04143003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,582 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	681 sqft (0.016 acres)

Location & Zoning

Street Address	2098 CLIFF DR
City	SANTA BARBARA
State	CA
Zip	93109-1568
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	CASA PACIFICA
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3004
Census Tract	1308

Owner

2098 Cliff Dr, a condominium, is held in a trust since July 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1042 E FORT UNION BLVD, MIDVALE, UT 84047-1800
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2020	Intrafamily Transfer, Transfer AMERICAN RIVIERA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2020
Transfer Doc	0000038444
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 2, 2026
Property Address	2098 CLIFF DR, SANTA BARBARA, CA 93109-1568
Document Number	0000010576
Instrument Date	Mar 26, 2026
Instrument	202610576
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1042 E FORT UNION BLVD, MIDVALE, UT 84047-1800

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2098 CLIFF DR, SANTA BARBARA, CA 93109-1568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 S ASHWOOD DR B, B, MURRAY, UT 84121-1966

Mortgage

Document Number	0000079480
Date	Dec 31, 2020
Instrument	2020-0079480

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 29, 2020
Property Address	2098 CLIFF DR, SANTA BARBARA, CA 93109-1568
Document Number	0000038444
Instrument Date	Jul 22, 2020
Instrument	38444
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11872 S GRAYCLIFF RD RIVERTON UT 840962184, RIVERTON, UT 84096-2184

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 16, 2020
Property Address	2098 CLIFF DR, SANTA BARBARA, CA 93109-1568
Document Number	0000035715
Map Reference	MB 123 PG 56&57
Instrument Date	Jul 9, 2020
Instrument	2020-0035715
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5600 S HIGHLAND DR, HOLLADAY, UT 84121-1327

Mortgage

Document Number	0000035716
Date	Jul 16, 2020
Instrument	2020-0035716

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2098 Cliff Dr was $3,278, up 1.7% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,723 (+2%) Land $109,868 Building $202,855
2025	$3,278.00 (+1.74%)	$306,592 Land $107,714 Building $198,878
2024	$3,222.00 (+1.87%)
2023	$3,163.00 (+1.77%)	$294,688 Land $103,532 Building $191,156
2022	$3,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2098 Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 Cliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Astound Broadband, AT&T, GeoLinks, Verizon.

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