Harris County property record for 2098 Baylor Dr, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,535 sqft · built 1995 |
| Lot Size | 0.187 acres (8,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,100 (Apr 2015) |
| Tax Bill | $4,247 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Mortgage |
| APN | 113-902-011-0006 |
| Primary APN | 113-902-011-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 8,130 sqft (0.187 acres) |
| View / Lot | Neighborhood |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 522 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1139020110006 |
|---|---|
| Street Address | 2098 BAYLOR DR |
| City | KATY |
| State | TX |
| Zip | 77493-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 11 TOWN PARK SEC 1 |
| Legal Subdivision | TOWN PARK SEC 1 |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 542800 |
Source: Harris County records · APN 113-902-011-0006
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2098 BAYLOR DR, KATY, TX 77493-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2015 · Amount on Record |
| Deed Sale | Apr 16, 2015 · Amount on Record |
| Prior Sale | Mar 01, 1995 · Amount on Record |
| Deed Document Number | 2015156602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2098 BAYLOR DR, KATY, TX 77493-1502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000139922 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-139922 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2098 BAYLOR DR, KATY, TX 77493-1502 |
| Document Number | 0000399217 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2098 BAYLOR DR KATY TX 774931502, KATY, TX 77493-1502 |
| Document Number | 0000399217 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 399217 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2045 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Katy City |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,247.00 (-6.25%) Homeowner's exemption | $296,457 (-6.77%) Land $56,184 Building $240,273 | $296,457 (-6.77%) Land $56,184 Building $240,273 |
| 2024 | $4,530.00 (+5.99%) | ||
| 2023 | $318,000 Land $49,161 Building $268,839 | $318,000 Land $49,161 Building $268,839 | |
| 2022 | $4,274.00 (-9.72%) | ||
| 2020 | $4,734.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 254 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 254 in force |
| Nearby Flood Claims | 64 (1983–2021) |
| Claims Outside the SFHA | 25 of 64 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 538 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KATY serves 25,253 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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