2098 Ala Ln, Granite Falls, NC 28630 Property Records

Caldwell County property record for 2098 Ala Ln, Granite Falls, NC 28630 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1971
Lot Size	0.523 acres (22,800 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jul 2020)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 56 1 35`

Property Details

APN / Parcel Number

Primary APN	`08 56 1 35`
Alternative APN	`169129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	2,276 sqft
1st Floor Area	1,452 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	228 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Patio Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169129
Street Address	2098 ALA LN
City	GRANITE FALLS
State	NC
Zip	28630-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1993 PG 1507 YR 2020 ST 358.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	4
Census Block	4027
Census Tract	30700

Owner

Source: Caldwell County records · APN 08 56 1 35

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2098 ALA LN, GRANITE FALLS, NC 28630-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Document Number	202010046207
Deed Book / Page	1993 / 1507
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2098 ALA LN, GRANITE FALLS, NC 28630-9428
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 ALA LN, GRANITE FALLS, NC 28630-9428

Mortgage

Document Number	0020450774
Date	Jan 14, 2022
Book Page	2045/774
Instrument	10067426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Aug 01, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 20, 2020
Property Address	2098 ALA LN, GRANITE FALLS, NC 28630-9428
Document Number	0010046207
Book / Page	001993 / 001507
Instrument Date	Jul 20, 2020
Instrument	10046207
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2098 ALA LN GRANITE FALLS NC 286309428, GRANITE FALLS, NC 28630-9428

Mortgage

Document Number	10046208
Date	Jul 20, 2020
Book Page	001993/001510
Instrument	10046208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (+73.29%)	$260,300 (+68.59%) Land $13,600 Building $246,700	$260,300 (+68.59%) Land $13,600 Building $246,700
2023		$154,400 (-) Land $13,600 Building $140,800	$154,400 (-) Land $13,600 Building $140,800
2022	$1,460.00	$154,400 Land $13,600 Building $140,800	$154,400 Land $13,600 Building $140,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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