Pulaski County property record for 20978 Harbor Ln, Saint Robert, MO 65584
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,342 sqft · built 2009 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,105 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2.0-09-000-000-006.124 |
| Primary APN | 10-2.0-09-000-000-006.124 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| Basement Area | 1,342 sqft |
| Unfinished Basement | 1,342 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 156 sqft |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20978 HARBOR LN |
|---|---|
| City | SAINT ROBERT |
| State | MO |
| Zip | 65584-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 113 CRISMON DEVELOPMENT PLAT NO 4 |
| Legal Range | 11W |
| Legal Township | 36N |
| Legal Section | 09 |
| Legal Subdivision | CRISMON DEVELOPMENT |
| Legal Lot Number | 113 |
| Jurisdiction | PULASKI MO |
| Township / Civil Division | CULLEN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 470286 |
20978 Harbor Ln is owned by a company that acquired it in May 2024.
Source: Pulaski County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 747 PLEASANT WOODS DR, MARION, AR 72364-2805 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 |
| Deed Sale | May 3, 2024 |
| Prior Sale | Jul 22, 2021 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20978 Harbor Ln was $1,105.
Source: Pulaski County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Pulaski County |
| Unified School District | Waynesville R-VI Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 | $26,942 Land $6,840 Building $20,102 | $141,798 Land $36,000 Building $105,798 |
| 2023 | $23,974 Land $5,700 Building $18,274 | $126,180 Land $30,000 Building $96,180 | |
| 2019 | $915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20978 Harbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20978 Harbor Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PULASKI COUNTY PWSD 2 serves 8,038 people · EPA ID MO3024491 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Splash Wireless Internet.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures