Somerset County property record for 20978 Caleb Jones Rd, Ewell, MD 21824
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,287 sqft · built 1990 |
| Lot Size | 0.297 acres (12,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500 (Aug 1989) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-001692 |
| Primary APN | 10-001692 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,287 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,946 sqft (0.297 acres) |
| Lot Dimensions | 189 ft deep x 68 ft wide |
| View / Lot | Waterfront |
| Deck Area | 396 sqft |
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 001692 |
|---|---|
| Street Address | 20978 CALEB JONES RD |
| City | EWELL |
| State | MD |
| Zip | 21824-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRC |
| Legal Description | 0.297 ACRE CALEB JONES ROAD EWELL |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 10, SMITH ISLAND |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 930200 |
Source: Somerset County assessment roll, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 45, EWELL, MD 21824-0045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 1989 · Amount on Record |
| Deed Sale | Aug 29, 1989 · Amount on Record |
| Prior Sale | Feb 6, 1985 · Amount on Record |
| Deed Book / Page | 384 / 549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 20978 CALEB JONES RD, EWELL, MD 21824-9707 |
| Document Number | 0011290220 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20978 CALEB JONES RD EWELL MD 218249707, EWELL, MD 21824-9707 |
| Document Number | 0011290220 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 001129/000220 |
| Name | HEBRON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,433 (+26.74%) | $238,500 (+1.97%) Land $71,500 Building $167,000 | |
| 2025 | $2,513.00 (+21.69%) Homeowner's exemption | ||
| 2023 | $2,065.00 Homeowner's exemption | $185,767 | $233,900 Land $71,500 Building $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 units insured incl. 10 condo units |
| Nearby Flood Claims | 113 (1984–2026) |
| Claims Outside the SFHA | 6 of 113 |
| Most Recent Claim | Mar 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EWELL WATERWORKS COOPERATIVE private · serves 75 people · EPA ID MD0190004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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