20975 Iron Rail Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20975 Iron Rail Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,657 sqft · built 2018
Lot Size	0.229 acres (10,018 sqft)
Owner	Company Name on Record
Last Sale	$533,000 (Jul 2018)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-550-034`

Property Details

APN / Parcel Number

Primary APN	`255-550-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,657 sqft Living Area
Gross Area	3,077 sqft

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,018 sqft (0.229 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	255550034
Street Address	20975 IRON RAIL DR
City	RIVERSIDE
State	CA
Zip	92507-0185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 ACRES M/L IN LOT 18 MB 457/051 TR 29598
Legal Tract	29598
Legal Lot Number	18
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3007
Census Tract	42300

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Intrafamily Transfer, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTURA CU
Jul 26, 2018	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	0000300839
Last Transfer Date	Dec 26, 2023
Transfer Doc	0000380059
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 26, 2023
Property Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185
Document Number	0000380059
Map Reference	MB 457 PG 51-65
Instrument Date	Dec 8, 2023
Instrument	2023-0380059
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185

Mortgage

Document Number	0000581890
Date	Nov 20, 2020
Instrument	2020-0581890

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2018
Property Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185
Document Number	0000300839
Map Reference	MB 457 PG 51-65
Instrument Date	Jun 11, 2018
Instrument	2018-0300839
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20975 IRON RAIL DR, RIVERSIDE, CA 92507-0185

Mortgage

Document Number	0000300840
Date	Jul 26, 2018
Instrument	2018-0300840

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,960.00 (+4.89%)	$594,184 (+4.04%) Land $133,858 Building $460,326
2023	$10,449.00 (+2%)	$571,112 Land $128,661 Building $442,451
2022	$10,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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