Delta County property record for 20975 Hwy 65, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,562 sqft · built 1962 |
| Lot Size | 19.9 acres (869,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,950 (Feb 2016) |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R000688 |
| Primary APN | R000688 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,562 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 869,893 sqft (19.9 acres) |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R000688 |
|---|---|
| Street Address | 20975 HIGHWAY 65 |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20975 HIGHWAY 65 CEDAREDGE 81413 S: 31 T: 12S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 19.97+- SEC 32 T12S R94W 6PM PT TR 66 IN SECS 31 & 32 BEG COR #5 OF TR 66 TH N03*23 W1324.49, N58 W84.90, SE/LY ALONG ARC CRV TO L LCBRS S45*23 151.6 S45*53 E244.66 |
| Legal Subdivision | RURAL AREA |
| Legal Tract | 66 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 964700 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20975 HIGHWAY 65, CEDAREDGE, CO 81413-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on Record |
| Deed Sale | Feb 29, 2016 · Amount on Record |
| Prior Sale | Sep 1, 1992 · Amount on Record |
| Deed Document Number | 2016685956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20975 HIGHWAY 65, CEDAREDGE, CO 81413-8240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 723661 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 723661 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20975 HIGHWAY 65, CEDAREDGE, CO 81413-8240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 698440 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 698440 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,136.00 (+27.37%) | $33,697 (+24.21%) Land $13,750 Building $19,947 | $539,150 (+33.16%) Land $220,000 Building $319,150 |
| 2024 | $1,677.00 (+4.42%) | $27,128 (-) Land $8,848 Building $18,280 | |
| 2023 | $1,606.00 (+6.43%) | $27,128 (+7.98%) Land $8,848 Building $18,280 | $404,903 (+12.01%) Land $132,061 Building $272,842 |
| 2022 | $1,509.00 | $25,123 Land $10,425 Building $14,698 | $361,480 Land $150,000 Building $211,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
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