20975 Daisy Ct, Callaway, MD 20620 Property Records

St. Mary's County property record for 20975 Daisy Ct, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,628 sqft · built 1998
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$435,900 (Apr 2018)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-032899`

Property Details

APN / Parcel Number

Primary APN	`02-032899`
Alternative APNs	`2032899` `032899`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,628 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Mixed
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces
Deck Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032899
Street Address	20975 DAISY CT
City	CALLAWAY
State	MD
Zip	20620-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 55 PLAT 37/85 COX'S RUN
Legal Subdivision	COXS RUN
Legal Lot Number	55
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2000
Census Tract	876102

Owner

20975 Daisy Ct is owned and occupied by two individuals who bought it in April 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20975 DAISY CT, CALLAWAY, MD 20620-2323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 3, 2018	Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Aug 5, 2003 · Amount on File
Deed Book / Page	4844 / 210
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20975 DAISY CT, CALLAWAY, MD 20620-2323
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057550070
Date	Apr 29, 2021
Book Page	5755/70

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 3, 2018
Property Address	20975 DAISY CT, CALLAWAY, MD 20620-2323
Document Number	0048440210
Book / Page	4844 / 210
Map Reference	MB37 FO85
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,238.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20975 DAISY CT, CALLAWAY, MD 20620-2323

Mortgage

Document Number	0004844217
Date	Apr 3, 2018
Instrument	4844/217

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20975 Daisy Ct was $5,339.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,367	$503,700 Land $125,400 Building $378,300
2025	$5,339.00
2023	$4,777.00	$436,900	$489,700 Land $125,400 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20975 Daisy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20975 Daisy Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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