Lake County property record for 20972 W Summit Dr, Kildeer, IL 60047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,755 sqft · built 2010 |
| Lot Size | 1.08 acres (47,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,000 (Jul 2015) |
| Tax Bill | $27,869 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-23-101-015 |
| Primary APN | 14-23-101-015 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,755 sqft Living Area |
| Gross Area | 6,599 sqft |
| 1st Floor Area | 1,938 sqft |
| Upper Floors Area | 1,817 sqft |
| Basement Area | 1,938 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 47,149 sqft (1.08 acres) |
| Lot Dimensions | 264 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 906 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|
| Street Address | 20972 W SUMMIT DR |
|---|---|
| City | KILDEER |
| State | IL |
| Zip | 60047-8564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ENCLAVE IN KILDEER SUB; LOT 1 |
| Legal Subdivision | THE ENCLAVE IN KILDEER SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ELA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 864403 |
Source: Lake County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 28, 2019 | Intrafamily Transfer, Transfer |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2015 · Amount on Record |
| Deed Sale | Jul 24, 2015 · Amount on Record |
| Prior Sale | Oct 1, 2010 · Amount on Record |
| Deed Document Number | 20157215638 |
| Last Transfer Date | Jun 28, 2019 |
| Transfer Doc | 0007572631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 14, 2026 |
| Property Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Document Number | 0008181345 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20268181345 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Document Number | 0008181345, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20268181345 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0007599026 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 7599026 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 28, 2019 |
| Property Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Document Number | 0007572631 |
| Map Reference | DOC 5993580 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 7572631 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 20972 W SUMMIT DR, KILDEER, IL 60047-8564 |
| Document Number | 0007403193 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 20972 W SUMMIT DR KILDEER IL 600478564, KILDEER, IL 60047-8564 |
| Document Number | 0007403193 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 7403193 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Ela Township |
| Municipality | Kildeer Village |
| Elementary School District | Kildeer Countryside Community Consolidated School District 96 (PK - 08) |
| Secondary School District | Adlai E. Stevenson High School District 125 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,807 (+23.39%) Land $72,921 Building $275,886 | $1,046,526 (+23.39%) Land $218,785 Building $827,741 | |
| 2024 | $27,869.00 (+6.41%) | ||
| 2023 | $26,189.00 (+4.91%) | $282,697 (+6.07%) Land $59,100 Building $223,597 | $848,176 (+6.07%) Land $177,318 Building $670,858 |
| 2022 | $24,963.00 | $266,507 Land $58,147 Building $208,360 | $799,601 Land $174,458 Building $625,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ZURICH serves 19,759 people · EPA ID IL0970850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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