20972 Sedonia Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20972 Sedonia Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,086 sqft · built 2010
Lot Size0.35 acres (15,246 sqft)
Owner2 Company Names on Record
Last Sale$874,000 (Apr 2025)
Tax Bill$6,996 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN181215-BD-01009

Property Details

APN / Parcel Number

Primary APN181215-BD-01009
Alternative APN
  • 248488

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,086 sqft Living Area
Gross Area3,004 sqft
1st Floor Area2,086 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area15,246 sqft (0.35 acres)
Garage Area918 sqft
Deck Area80 sqft

Location & Zoning

Account Number248488
Street Address20972 SEDONIA LN
CityBEND
StateOR
Zip97702-9356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionSILVER RIDGE PUD LOT 3
Legal Range12
Legal Township18
Legal Section15
Legal SubdivisionSILVER RIDGE PUD
Legal Lot Number3
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3007
Census Tract1904

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20972 SEDONIA LN, BEND, OR 97702-9356
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2025 · Amount on Record
Deed SaleApr 22, 2025 · Amount on Record
Prior SaleApr 19, 2011 · Amount on Record
Deed Document Number20259998
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20972 SEDONIA LN, BEND, OR 97702-9356
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007369
DateFeb 4, 2021
Instrument2021-07369
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,996.00 (+3.94%)$414,070 (+3%)$909,720 (-) Land $289,650 Building $620,070
2024$6,731.00 (+7.89%)$402,010 (+3%)$909,720 (-) Land $289,650 Building $620,070
2023$6,239.00$390,310$909,720 Land $289,650 Building $620,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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