20972 Elwell Rd, Belleville, MI 48111 Property Records

Wayne County property record for 20972 Elwell Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,998 sqft · built 2008
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2018)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81 032 99 0002 708`

Property Details

APN / Parcel Number

Primary APN	`81 032 99 0002 708`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	136,778 sqft (3.14 acres)
Lot Dimensions	264 ft deep x 166 ft wide
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20972 ELWELL RD
City	BELLEVILLE
State	MI
Zip	48111-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08X2 PT OF THE SE 1/4 SEC 8 T4S R8E DESC AS SPLIT/COMBINED ON 02/08/2018 FROM 81 032 99 0002 702, 81 032 99 0002 703, 81
Legal Range	08E
Legal Township	04S
Legal Section	08
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	1
Census Block	1019
Census Tract	589401

Owner

20972 Elwell Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
May 4, 2018	Deed of Trust, Mortgage OLD NAT'L BK
May 16, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 8, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Deed Document Number	2018177533
Deed Book / Page	54412 / 375
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603

Mortgage

Document Number	0560811440
Date	Sep 25, 2020
Book Page	56081/1440
Instrument	2020282197

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603
Document Number	0544120379
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35928 QUAKERTOWN LN FARMINGTON HILLS MI 483313807, FARMINGTON HILLS, MI 48331-3807

Mortgage

Document Number	0544120379
Date	May 16, 2018
Book Page	054412/000379
Instrument	177534

Lender

Name	OLD NAT'L BK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 15, 2033

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 16, 2018
Property Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603
Document Number	0544120375
Book / Page	054412 / 000375
Instrument Date	May 4, 2018
Instrument	177533
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$17.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20972 ELWELL RD BELLEVILLE MI 481118603, BELLEVILLE, MI 48111-8603

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 8, 2018
Property Address	20972 ELWELL RD, BELLEVILLE, MI 48111-8603
Document Number	0541560156
Book / Page	054156 / 000156
Instrument Date	Dec 7, 2017
Instrument	8324
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$223.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20800 ELWELL RD BELLEVILLE MI 481118603, BELLEVILLE, MI 48111-8603

Tax Assessment & Valuation

The 2025 property tax bill for 20972 Elwell Rd was $5,505 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,700	$383,400
2025	$5,505.00
2023		$161,900	$323,800
2019	$4,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20972 Elwell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20972 Elwell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elwell Rd

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