20972 Center St, Riverside, CA 92507 Property Records

Riverside County property record for 20972 Center St, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,329 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Mar 2024)
Tax Bill	$12,742 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`255-550-012`

Property Details

APN / Parcel Number

Primary APN	`255-550-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	2,329 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20972 CENTER ST
City	RIVERSIDE
State	CA
Zip	92507-0160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.25 ACRES M/L IN LOT 95 MB 457/038 TR 29598-2
Legal Subdivision	TRACT NO 29598 2
Legal Tract	29598-2
Legal Lot Number	95
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3007
Census Tract	42300

Owner

Source: Riverside County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2018	Quit Claim Deed, Transfer · VA Mortgage KBHS HM LNS LLC
Feb 9, 2018	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Feb 9, 2018
Deed Document Number	202486657
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0000051941
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 26, 2024
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Document Number	0000086657
Map Reference	MB 457 PG 38-50
Instrument Date	Feb 21, 2024
Instrument	2024-0086657
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160

Mortgage

Document Number	0000086658
Date	Mar 26, 2024
Instrument	2024-0086658

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389113
Date	Sep 30, 2019
Instrument	2019-0389113

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301363
Date	Jul 9, 2020
Instrument	2020-0301363

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160

Mortgage

Document Number	0000280109
Date	May 5, 2021
Instrument	2021-0280109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2018
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Document Number	0000051941
Instrument Date	Jan 31, 2018
Instrument	51941
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20972 CENTER ST LAGUNA BEACH CA 92607, LAGUNA BEACH, CA 92607

Mortgage

Document Number	51942
Date	Feb 9, 2018
Instrument	51942

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2018
Property Address	20972 CENTER ST, RIVERSIDE, CA 92507-0160
Document Number	0000051940
Instrument Date	Dec 19, 2017
Instrument	51940
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$499.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20972 CENTER ST RIVERSIDE CA 92507, RIVERSIDE, CA 92507

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,894 (+2%) Land $230,969 Building $538,925
2025	$12,742.00 (+19.36%)	$754,799 (+40.86%) Land $226,441 Building $528,358
2023	$10,675.00 (+8.25%)	$535,839 Land $131,233 Building $404,606
2022	$9,861.00
2021			$533,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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