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20971 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20971 Rivers Ford, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,231 sqft · built 2000
Lot Size0.208 acres (9,069 sqft)
Owner2 Company Names on File
Last Sale$425,000 (Nov 2005)
Tax Bill$3,723 (2025)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone AE (high risk)
APN27-46-25-E4-080H5.0230

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-080H5.0230
Alternative APNs
  • 252746E4080H50230
  • 27462508000H50230
  • 10273485

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,231 sqft Living Area
Gross Area3,995 sqft
1st Floor Area2,043 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area9,069 sqft (0.208 acres)
View / LotCreek
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area292 sqft
Patio Area924 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10273485
Street Address20971 RIVERS FRD
CityESTERO
StateFL
Zip33928-2264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 23
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILL AT CNTY CREEK
Legal TractE4
Legal BlockH5
Legal Lot Number23
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50210

Owner

Source: Lee County records · APN 27-46-25-E4-080H5.0230

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20971 RIVERS FRD, ESTERO, FL 33928-2264
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2005 · Amount on Record
Deed SaleNov 28, 2005 · Amount on Record
Deed Document Number2005137887
Last Transfer DateAug 20, 2019
Transfer Doc0000196203
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 22, 2019
Property Address20971 RIVERS FRD, ESTERO, FL 33928-2264
Document Number0000196203
Instrument DateAug 20, 2019
Instrument196203
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20971 RIVERS FRD ESTERO FL 339282264, ESTERO, FL 33928-2264

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$311,174 (+4.42%)$483,532 (-8.33%) Land $77,908 Building $405,624
2025$3,723.00 (+5.47%) Homeowner's exemption Widower's exemption$297,993 (+4.24%)$527,469 (+7.97%) Land $77,682 Building $449,787
2023$3,530.00 (-0.9%) Homeowner's exemption$285,878 (+3%)$488,549 (+18.42%) Land $118,518 Building $370,031
2022$3,562.00 Homeowner's exemption$277,551$412,568 Land $87,598 Building $324,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 143 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Hotwire CommunicationsFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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