Cuyahoga County property record for 20970 Arbor Ave, Euclid, OH 44123 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2023 |
| Lot Size | 0.32 acres (13,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (Mar 2024) |
| Tax Bill | $8,583 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 641-22-149 |
| Primary APN | 641-22-149 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 1,548 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,922 sqft (0.32 acres) |
| Lot Dimensions | 165 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 20970 ARBOR AVE |
|---|---|
| City | EUCLID |
| State | OH |
| Zip | 44123-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT-A, AFN 202101270569 FF 84.4 D 165.0 0.3196 AC OL 17-16 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | EUCLID |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 152501 |
Source: Cuyahoga County records · APN 641-22-149
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1400 FORUM BLVD, 42, COLUMBIA, MO 65203-1997 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Deed Document Number | 20240301546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 20970 ARBOR AVE, EUCLID, OH 44123-3112 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 20970 ARBOR AVE, EUCLID, OH 44123-3112 |
| Document Number | 0000000017 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 202510300017 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 01, 2024 |
| Property Address | 20970 ARBOR AVE, EUCLID, OH 44123-3112 |
| Document Number | 0000000546 |
| Map Reference | DOC 202101270569 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 202403010546 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | OHIO REAL TITLE, OHIO REAL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20970 ARBOR AVE, EUCLID, OH 44123-3112 |
| Document Number | 0000000547 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 202403010547 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Euclid City |
| Unified School District | Euclid City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,583.00 (+44.01%) | $130,935 (+45.23%) Land $13,510 Building $117,425 | $374,100 (-) Land $38,600 Building $335,500 |
| 2024 | $5,960.00 (+635.8%) | $90,160 (+1,02%) Land $13,510 Building $76,650 | $374,100 (+1,526.52%) Land $38,600 Building $335,500 |
| 2023 | $810.00 (-1.34%) | $8,050 (-) Land $8,050 | |
| 2022 | $821.00 | $8,050 Land $8,050 | |
| 2021 | $23,000 Land $23,000 |
Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351525011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Jul 1981, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| PCs for People | Fixed Wireless (licensed-by-rule) | 100 / 100 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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