2097 Zaide Way, Celina, TX 75009 Property Records

Collin County property record for 2097 Zaide Way, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,113 sqft · built 2024
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,302,651 (Jan 2025)
Tax Bill	$25,616 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-13003-0MM-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-13003-0MM-0140-1`
Alternative APNs	`000002886023` `2886023`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,113 sqft Living Area
Gross Area	6,084 sqft
1st Floor Area	3,344 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	569 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2097 ZAIDE WAY
City	CELINA
State	TX
Zip	75009-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUSTANG LAKES PHASE SEVEN, BLK MM, LOT 14
Legal Subdivision	MUSTANG LAKES PHASE SEVEN (CCL)
Legal Block	MM
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5032
Census Tract	30307

Owner

2097 Zaide Way is owned and occupied by two individuals who bought it in January 2025.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2097 ZAIDE WAY, CELINA, TX 75009-3389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Aug 18, 2023	Special Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on File
Deed Sale	Jan 30, 2025 · Amount on File
Deed Document Number	202510622
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Apr 21, 2026
Property Address	2097 ZAIDE WAY, CELINA, TX 75009-3389
Document Number	0000052031
Instrument Date	Apr 14, 2026
Instrument	202652031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 ZAIDE WAY, CELINA, TX 75009-3389

Mortgage

Document Number	0000052031,
Date	Apr 21, 2026
Instrument	202652031

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2097 ZAIDE WAY, CELINA, TX 75009-3389
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	THE TITLE SOURCE/TAMPA, THE TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 ZAIDE WAY, CELINA, TX 75009-3389

Mortgage

Document Number	2025000134894
Date	Oct 20, 2025
Instrument	2025000134894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

January 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 30, 2025
Property Address	2097 ZAIDE WAY, CELINA, TX 75009-3389
Document Number	2025000010622
Map Reference	VOL 2023 PG 121
Instrument Date	Jan 29, 2025
Instrument	2025000010622
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 ZAIDE WAY, CELINA, TX 75009-3389

Mortgage

Document Number	2025000010623
Date	Jan 30, 2025
Instrument	2025000010623

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 18, 2023
Property Address	2097 ZAIDE WAY, CELINA, TX 75009-3389
Document Number	2023000095405
Map Reference	VOL 2023 PG 405-412
Instrument Date	Aug 16, 2023
Instrument	2023000095405
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Zaide Way was $25,616, up 195% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,616.00 (+195.05%) Homeowner's exemption	$1,112,565 Land $266,175 Building $906,165	$1,172,340 Land $266,175 Building $906,165
2024	$8,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2097 Zaide Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Zaide Way is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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