2097 Wagon Gap Trl, Monument, CO 80132 Property Records

El Paso County property record for 2097 Wagon Gap Trl, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,245 sqft · built 2008
Lot Size	0.188 acres (8,202 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2022)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71233-01-048`

Property Details

APN / Parcel Number

Primary APN	`71233-01-048`
Alternative APN	`R7123301048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area
Gross Area	4,193 sqft
1st Floor Area	1,135 sqft
Upper Floors Area	1,110 sqft
Basement Area	1,135 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,202 sqft (0.188 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R7123301048
Street Address	2097 WAGON GAP TRL
City	MONUMENT
State	CO
Zip	80132-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFD-2
Legal Description	LOT 55 TRAILS END MONUMENT FIL NO 2
Legal Subdivision	TRAILS END MONUMENT FIL NO 2
Legal Lot Number	55
Jurisdiction	EL PASO CO
Township / Civil Division	MONUMENT
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

2097 Wagon Gap Trl is owned and occupied by two individuals who bought it in June 2022.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2097 WAGON GAP TRL, MONUMENT, CO 80132-7177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Dec 1, 2008 · Amount on File
Deed Document Number	202282639
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 16, 2022
Property Address	2097 WAGON GAP TRL, MONUMENT, CO 80132-7177
Document Number	0000082639
Instrument Date	Jun 10, 2022
Instrument	222082639
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2097 WAGON GAP TRL, MONUMENT, CO 80132-7177

Mortgage

Document Number	0000082640
Date	Jun 16, 2022
Instrument	222082640

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Wagon Gap Trl was $2,503, up 5.7% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,090 (-)	$540,336 (-)
2025	$2,503.00 (+5.66%)	$38,090 (+1.87%) Land $8,460 Building $29,630	$540,336 Land $120,000 Building $420,336
2024	$2,369.00 (+4.68%)	$37,390 (-) Land $6,700 Building $30,690
2023	$2,263.00 (-5.19%)	$37,390 (+14.98%) Land $6,700 Building $30,690	$558,003 (+19.26%) Land $100,000 Building $458,003
2022	$2,387.00	$32,520 Land $5,600 Building $26,920	$467,886 Land $80,600 Building $387,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2097 Wagon Gap Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Wagon Gap Trl is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONUMENT serves 5,740 people · EPA ID CO0121475
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless · Fiber in parts of the area	300 / 40
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20