2097 Twain Ave, Carlsbad, CA 92008 Property Records

San Diego County property record for 2097 Twain Ave, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,535 sqft · built 2004
Lot Size	0.175 acres (7,633 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Nov 2004)
Tax Bill	$15,042 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-181-16-00`

Property Details

APN / Parcel Number

Primary APN	`208-181-16-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,535 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,633 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2097 TWAIN AVE
City	CARLSBAD
State	CA
Zip	92008-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 36 TR 014340
Legal Subdivision	CARLSBAD COURT
Legal Tract	014340
Legal Block	1
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	22101

Owner

2097 Twain Ave is owned and occupied by two individuals who acquired it in December 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2097 TWAIN AVE, CARLSBAD, CA 92008-4605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2004 · Amount on File
Deed Sale	Nov 2, 2004 · Amount on File
Deed Document Number	20041038445
Last Transfer Date	Dec 14, 2009
Transfer Doc	0000708635
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2097 TWAIN AVE, CARLSBAD, CA 92008-4605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401052
Date	Jul 24, 2020
Instrument	2020-0401052

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Twain Ave was $15,042 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,329,048 (+2%) Land $639,798 Building $689,250
2025	$15,042.00 Homeowner's exemption	$1,302,989 Land $627,253 Building $675,736
2023	$14,485.00 (+1.51%) Homeowner's exemption	$1,252,395 Land $602,897 Building $649,498
2022	$14,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2097 Twain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Twain Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20