2097 Ten Mile Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2097 Ten Mile Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 2019
Lot Size	3.53 acres (153,941 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Mar 2025)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage May 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-2N-30-0000-00115-0000`

Property Details

APN / Parcel Number

Primary APN	`11-2N-30-0000-00115-0000`
Alternative APN	`N302110000001150000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,071 sqft
Upper Floors Area	253 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	153,941 sqft (3.53 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2097 TEN MILE RD
City	PACE
State	FL
Zip	32571-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	DESCRIPTION UPDATE FOR 2025 THAT PORTION OF THE FOLLOWING LYING IN: SECTION 11 TOWNSHIP 2 NORTH RANGE 30 WEST DES AS: COM AT NE CORN OF SEC 11 THN N871752W ON SEC LN 4751.49 FT THN S2428W 1939.53 FT TO NW R/W OF TEN MILE RD & POB THN S48*0629W ON
Legal Range	30W
Legal Township	2N
Legal Section	11
Legal Subdivision	BUFFALO CREEK
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

2097 Ten Mile Rd is owned by two individuals who bought it in March 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8010 MAJESTIC CYPRESS DR, MILTON, FL 32583-2996
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 24, 2018	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIDENT HOME LOANS
May 28, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Deed Document Number	202511493
Deed Book / Page	4596 / 408
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 18, 2025
Property Address	2097 TEN MILE RD, PACE, FL 32571-9678
Document Number	0045960408
Book / Page	4596 / 408
Instrument Date	Mar 14, 2025
Instrument	202511493
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2097 TEN MILE RD, PACE, FL 32571-9678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8010 MAJESTIC CYPRESS DR, MILTON, FL 32583-2996

Mortgage

Document Number	0004596410
Date	Mar 18, 2025
Instrument	4596/410

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2097 TEN MILE RD, PACE, FL 32571-9678
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037310089
Date	May 24, 2018
Book Page	3731/0089
Instrument	201821358

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2097 TEN MILE RD, PACE, FL 32571-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 TEN MILE RD, MILTON, FL 32571-9678

Mortgage

Document Number	0040391706
Date	Dec 8, 2020
Book Page	4039/1706
Instrument	202065993

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company
Address	PENSACOLA, FL 32501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 28, 2020
Property Address	2097 TEN MILE RD, PACE, FL 32571-9678
Document Number	0039551148
Book / Page	003955 / 001148
Instrument Date	May 26, 2020
Instrument	25122
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$559.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 BRIGHTVIEW PL CANTONMENT FL 325335730, CANTONMENT, FL 32533-5730

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Ten Mile Rd was $3,139, up 3.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+3.15%)	$282,810 (+3.08%)	$371,431 (+1.56%) Land $90,647 Building $280,784
2024	$3,043.00 (+2.49%) Homeowner's exemption	$274,354 (+3%)	$365,734 (+3.66%) Land $90,647 Building $275,087
2023	$2,969.00 (+2.59%) Homeowner's exemption	$266,363 (+3%)	$352,826 (+1.9%) Land $80,575 Building $272,251
2022	$2,894.00 Homeowner's exemption	$258,605	$346,232 Land $73,860 Building $272,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2097 Ten Mile Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Ten Mile Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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