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2097 Susan Ct, Escondido, CA 92026 Property Records

San Diego County property record for 2097 Susan Ct, Escondido, CA 92026 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,378 sqft · built 1990
Lot Size0.218 acres (9,509 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Feb 2004)
Tax Bill$1,490 (2025)
Deeds & MortgagesMay 2024 Reverse Mortgage
Jul 2025 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN226-800-11-00

Property Details

APN / Parcel Number

Primary APN226-800-11-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,378 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area9,509 sqft (0.218 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2097 SUSAN CT
CityESCONDIDO
StateCA
Zip92026-1878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TR 012353
Legal SubdivisionSAN DIEGO #4715
Legal Tract012353
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract20305

Owner

Source: San Diego County records · APN 226-800-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2097 SUSAN CT, ESCONDIDO, CA 92026-1878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2024Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jul 09, 2025Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2004 · Amount on Record
Deed SaleFeb 25, 2004 · Amount on Record
Prior SaleDec 15, 1989 · Amount on Record
Deed Document Number2004150067
Last Transfer DateJul 02, 2007
Transfer Doc0000464433
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2097 SUSAN CT, ESCONDIDO, CA 92026-1878
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 SUSAN CT, ESCONDIDO, CA 92026-1878

Mortgage

Document Number0000136028
DateMay 30, 2024
Instrument2024-0136028
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.62%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.6%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2097 SUSAN CT, ESCONDIDO, CA 92026-1878
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 SUSAN CT, ESCONDIDO, CA 92026-1878

Mortgage

Document Number0000182105
DateJul 09, 2025
Instrument2025-0182105
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressALAMEDA, CA 94502
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term770 Months
DueSep 14, 2089
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2025
Change FrequencyMonthly
Max Rate11%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$138,972 (+2%) Land $52,521 Building $86,451
2025$1,490.00 (+2.19%)$136,248 (+4.04%) Land $51,492 Building $84,756
2024$1,458.00 (+2.6%)
2023$1,421.00 (+1.36%) Homeowner's exemption$130,960 Land $49,494 Building $81,466
2022$1,402.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730203053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1980–1982)
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 580 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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