2097 Prairie Ave, Beloit, WI 53511 Property Records

Rock County property record for 2097 Prairie Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,782 sqft · built 1951
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2021)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 21960670`

Property Details

APN / Parcel Number

Primary APN	`206 21960670`
Alternative APN	`21960670`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Account Number	206 21960670
Street Address	2097 PRAIRIE AVE
City	BELOIT
State	WI
Zip	53511-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 B 2 LINDALE PLACE
Legal Subdivision	LINDALE PLACE
Legal Lot Number	1-2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2029
Census Tract	2601

Owner

2097 Prairie Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2097 PRAIRIE AVE, BELOIT, WI 53511-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Sep 10, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jul 26, 2010 · Amount on File
Deed Document Number	202198698
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2097 PRAIRIE AVE, BELOIT, WI 53511-3135
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2078384
Date	May 18, 2017
Instrument	2078384

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 10, 2021
Property Address	2097 PRAIRIE AVE, BELOIT, WI 53511-3135
Document Number	2198698
Instrument Date	Aug 31, 2021
Instrument	2198698
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 PRAIRIE AVE, BELOIT, WI 53511-3135

Mortgage

Document Number	2198699
Date	Sep 10, 2021
Instrument	2198699

Lender

Name	INLANTA MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002198701
Date	Sep 10, 2021
Instrument	2198701

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Prairie Ave was $3,884 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 Homeowner's exemption	$243,700 Land $16,500 Building $227,200	$267,700
2023	$3,276.00 Homeowner's exemption	$214,500 Land $16,500 Building $198,000	$244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2097 Prairie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Prairie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: LiteWire.

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