Hamilton County property record for 2097 N Teralta Cir, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1965 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Owner Name on File |
| Last Sale | $73,500 (May 1998) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-0013-0085-00 |
| Primary APN | 206-0013-0085-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 630 sqft |
| Basement Area | 450 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 123 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 395 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 2097 N TERALTA CIR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERALTA CIR NORTH 55 X 123.61 IRR LOT 45 FAIRWOOD ACS SUB |
| Legal Subdivision | FAIRWOOD ACS SUB |
| Legal Lot Number | 45 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8601 |
The current owner of 2097 N Teralta Cir bought it in May 1998.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2097 N TERALTA CIR, CINCINNATI, OH 45211-8156 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 1998 · Amount on File |
| Deed Sale | May 18, 1998 · Amount on File |
| Prior Sale | May 18, 1998 · Amount on File |
| Deed Document Number | 840691 |
| Deed Book / Page | 20600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2097 N TERALTA CIR, CINCINNATI, OH 45211-8156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022106 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 14614/2462 |
| Instrument | 2022-0022106 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Feb 6, 2027 |
The 2025 property tax bill for 2097 N Teralta Cir was $1,711, up 0.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,711.00 (+0.18%) | $26,772 (-) Land $3,731 Building $23,041 | |
| 2024 | $1,708.00 (-0.18%) | $26,772 (-) Land $3,731 Building $23,041 | |
| 2023 | $1,711.00 (+16.95%) | $26,772 (+30.2%) Land $3,731 Building $23,041 | $76,490 Land $10,660 Building $65,830 |
| 2022 | $1,463.00 | $20,563 Land $5,401 Building $15,162 | |
| 2020 | $58,750 Land $15,430 Building $43,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2097 N Teralta Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2097 N Teralta Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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