2097 N 1650 E, Layton, UT 84040 Property Records

Davis County property record for 2097 N 1650 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1987
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$359,100 (May 2022)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-056-0067`

Property Details

APN / Parcel Number

Primary APN	`09-056-0067`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	551 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2097 N 1650 E
City	LAYTON
State	UT
Zip	84040-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF LOT 67, HIDDEN HOLLOW - UNIT NO I. CONT. 0.26 ACRES
Legal Subdivision	HIDDEN HOLLOW
Legal Lot Number	67
Legal Unit	N
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3010
Census Tract	125804

Owner

Source: Davis County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2097 N 1650 E, LAYTON, UT 84040-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
May 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICA FIRST FCU
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	20223478347
Deed Book / Page	8015 / 410
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0002155232
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2097 N 1650 E, LAYTON, UT 84040-7038
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 EAST 2200 SOUTH, LAYTON, UT 84040

Mortgage

Document Number	008374/712
Date	Nov 6, 2023
Book Page	8374/712
Instrument	3550168

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 30, 2033

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	May 23, 2022
Property Address	2097 N 1650 E, LAYTON, UT 84040-7038
Document Number	008015/408
Book / Page	8015 / 408
Instrument Date	May 13, 2022
Instrument	3478347
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	NOT AVAILABLE, US TITLE COMPANY OF UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 N 1650 E, LAYTON, UT 84040-7038

Mortgage

Document Number	0003478348
Date	May 23, 2022
Instrument	3478348

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2097 N 1650 E, LAYTON, UT 84040-7038
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	NOT AVAILABLE, COVIUS SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7827/1281
Date	Aug 20, 2021
Book Page	7827/1281
Instrument	3411068

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2097 N 1650 E, LAYTON, UT 84040-7038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003281759
Date	Aug 13, 2020
Book Page	7574/1780
Instrument	3281759

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (+5.6%)	$290,400 (-40.73%) Land $131,827 Building $158,573	$528,000 (+7.76%) Land $239,686 Building $288,314
2024	$2,841.00 (+1.32%)
2023	$2,804.00 (-4.1%)	$490,000 Land $205,296 Building $284,704	$490,000 Land $205,296 Building $284,704
2022	$2,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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