2097 Lapham Dr, Leland, NC 28451 Property Records

Brunswick County property record for 2097 Lapham Dr, Leland, NC 28451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2014
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Jul 2014)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047AG099`

Property Details

APN / Parcel Number

Primary APN	`047AG099`
Alternative APNs	`218720810701` `80043680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Heated Area
Gross Area	2,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80043680
Street Address	2097 LAPHAM DR
City	LELAND
State	NC
Zip	28451-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	L-130 S-1 PH-2 WEDGEWOOD @ LANVALE PL 57/20
Legal Subdivision	WEDGEWOOD AT LANVALE
Legal Phase	2
Legal Lot Number	130
Jurisdiction	BRUNSWICK NC
Township / Civil Division	TOWN CREEK
Census Block Group	1
Census Block	1005
Census Tract	20105

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2097 LAPHAM DR, LELAND, NC 28451-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Deed Book / Page	3543 / 1239
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2097 LAPHAM DR, LELAND, NC 28451-9454
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044491232
Date	Sep 28, 2020
Book Page	4449/1232

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LELAND, NC 28451

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2097 LAPHAM DR, LELAND, NC 28451-9454
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044131207
Date	Aug 7, 2020
Book Page	4413/1207

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Leland Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,240 (-) Land $65,000 Building $307,240	$372,240 (-) Land $65,000 Building $307,240
2025	$2,478.00	$372,240 (-) Land $65,000 Building $307,240	$372,240 (-) Land $65,000 Building $307,240
2023		$372,240 Land $65,000 Building $307,240	$372,240 Land $65,000 Building $307,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK REGIONAL WATER AND SEWER H2GO serves 51,252 people · EPA ID NC0410070
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband, T-Mobile.

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