Jefferson County property record for 2097 Lancaster Rd, Birmingham, AL 35209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,016 sqft · built 2007 |
| Lot Size | 2.58 acres (112,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2022) |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-18-1-002-006.316 |
| Primary APN | 28-00-18-1-002-006.316 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Insulated Finish/EIFS |
| Foundation Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 112,675 sqft (2.58 acres) |
| Terrain | Rolling |
| Garage Area | 264 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 440321 |
|---|---|
| Street Address | 2097 LANCASTER RD |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | UNIT 2097 OF HOLLYWOOD VILLAS CONDO DECLAR 200807/9648 PB 229 PG 11 ALSO 4.93 % INT IN COMMON ELEMENT |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | HOLLYWOOD VILLAS 28-18-1 |
| Legal Lot Number | 2097 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10703 |
2097 Lancaster Rd is owned and occupied by an individual who bought it in May 2022.
Source: Jefferson County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2097 LANCASTER RD, BIRMINGHAM, AL 35209-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK |
| Jan 2, 2018 | Deed of Trust, Mortgage REGIONS BANK |
| Jun 17, 2020 | Deed of Trust, Mortgage REGIONS BANK |
| May 6, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Oct 5, 2011 · Amount on File |
| Deed Document Number | 202251189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2040 LANCASTER RD # 2097, 2097, BIRMINGHAM, AL 35209-4206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2097 LANCASTER RD, BIRMINGHAM, AL 35209-4205 |
| Document Number | 0000077424 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022077424 |
| Name | CADENCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2097 LANCASTER RD, HOMEWOOD, AL 35209-4205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000375 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018000375 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2097 LANCASTER RD, HOMEWOOD, AL 35209-4205 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2097 LANCASTER RD, BIRMINGHAM, AL 35209-4205 |
| Document Number | 0000062627 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020062627 |
| Name | REGIONS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 163 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | May 6, 2022 |
| Property Address | 2040 LANCASTER RD # 2097, 2097, BIRMINGHAM, AL 35209-4206 |
| Document Number | 0000051189 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022051189 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2097 LANCASTER RD, HOMEWOOD, AL 35209-4205 |
The 2025 property tax bill for 2097 Lancaster Rd was $3,251.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,251.00 | $48,120 Building $48,120 | $297,500 Building $297,500 |
| 2023 | $48,120 Building $48,120 | $330,600 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2097 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2097 Lancaster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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