2097 Kaiser Tower Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2097 Kaiser Tower Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1996
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$165,900 (Jul 2022)
Tax Bill$2,859 (2026)
Deeds & MortgagesOct 2022 Transfer
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-011-300-015-02

Property Details

APN / Parcel Number

Primary APN040-011-300-015-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions225 ft deep x 193 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2097 KAISER TOWER RD
CityPINCONNING
StateMI
Zip48650-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSE
Legal DescriptionCOM AT SW COR OF SEC TH N 654.86 FT TH E 266.02 FT TO A PT 220 FT E FR ELY ROW LI OF HWY M-13 TH N 15D 01M E 190.01 FT TO POB
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3024
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2097 KAISER TOWER RD, PINCONNING, MI 48650-9761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Intrafamily Transfer, Transfer
Jul 11, 2022Warranty Deed, Transfer
May 14, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Document Number202210065
Last Transfer DateOct 11, 2022
Transfer Doc0000014423
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateOct 13, 2022
Property Address2097 KAISER TOWER RD, PINCONNING, MI 48650-9761
Document Number0000014423
Instrument DateOct 11, 2022
Instrument202214423
Transaction TypeTransfer
Record UpdatedJan 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 KAISER TOWER RD, PINCONNING, MI 48650-9761

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 11, 2022
Property Address2097 KAISER TOWER RD, PINCONNING, MI 48650-9761
Document Number0000010065
Instrument DateJul 8, 2022
Instrument202210065
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount Recorded
Tax$1,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2097 KAISER TOWER RD, 2097, PINCONNING, MI 48650-9761

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 CHURCH RD, RHODES, MI 48652-9733

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMay 14, 2021
Property Address2097 KAISER TOWER RD, PINCONNING, MI 48650-9761
Document Number202108977
Instrument DateMay 13, 2021
Instrument202108977
Transaction TypeTransfer
Record UpdatedJul 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2097 KAISER TOWER RD, 2097, PINCONNING, MI 48650-9761

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 REDWOOD CIR, MIDLAND, MI 48642-6060

Mortgage

Document Number202108978
DateMay 14, 2021
Instrument202108978
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,859.00 (+21.92%) Homeowner's exemption$95,500 (+34.13%)$191,000 (+34.13%)
2023$71,200$142,400
2022$2,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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