2097 Gresham Ave N, Saint Paul, MN 55128 Property Records

Washington County property record for 2097 Gresham Ave N, Saint Paul, MN 55128

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 2001
Lot Size	0.268 acres (11,698 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2024)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-029-21-44-0043`

Property Details

APN / Parcel Number

Primary APN	`19-029-21-44-0043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,328 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,698 sqft (0.268 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2097 GRESHAM AVE N
City	SAINT PAUL
State	MN
Zip	55128-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME CIC 149 UNITS 43-50 LOT 49 SUBDIVISIONCD 00698 UNIT 49
Legal Range	21W
Legal Township	29N
Legal Section	19
Legal Subdivision	CIC 149 UNITS 43-50
Legal Lot Number	49
Jurisdiction	WASHINGTON MN
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2000
Census Tract	70911

Owner

Source: Washington County assessment roll, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2097 GRESHAM AVE N, SAINT PAUL, MN 55128-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit ROYAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	20244426260
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jan 2, 2024
Property Address	2097 GRESHAM AVE N, OAKDALE, MN 55128-4408
Document Number	0004426260
Instrument Date	Dec 29, 2023
Instrument	4426260
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 GRESHAM AVE N, OAKDALE, MN 55128-4408

Mortgage

Document Number	0004426261
Date	Jan 2, 2024
Instrument	4426261

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	2097 GRESHAM AVE N, OAKDALE, MN 55128-4408
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004419409
Date	Oct 10, 2023
Instrument	4419409

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Oakdale City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (+22.19%) Homeowner's exemption
2025		$236,600 (+3.91%) Land $75,000 Building $161,600	$236,600 (+3.91%) Land $75,000 Building $161,600
2024		$227,700 (+12.44%) Land $65,000 Building $162,700	$227,700 (+12.44%) Land $65,000 Building $162,700
2023	$2,100.00
2022		$202,500 Land $59,300 Building $143,200	$202,500 Land $59,300 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oakdale serves 30,144 people · EPA ID MN1820016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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