Gloucester County property record for 2097 Grace St, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,441 sqft · built 1970 |
| Lot Size | 0.511 acres (22,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Jan 2011) |
| Tax Bill | $2,647 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23417 |
| Primary APN | 23417 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,441 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,259 sqft (0.511 acres) |
| Garage Type | Mixed |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 833 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2097 GRACE ST |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | SARAHS CREEK EST SEC 1 GRP A |
| Legal Subdivision | SARAHS CREEK |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 100500 |
2097 Grace St is owned and occupied by an individual who bought it in January 2011.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2097 GRACE ST, HAYES, VA 23072-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2011 · Amount on File |
| Deed Sale | Jan 3, 2011 · Amount on File |
| Deed Document Number | 201114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2097 GRACE ST, HAYES, VA 23072-3737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003492 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 230003492 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Aug 25, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2097 Grace St was $2,647, up 12.8% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647.00 (+12.78%) | $446,340 (+18.63%) Land $86,870 Building $359,470 | $446,340 (+18.63%) Land $86,870 Building $359,470 |
| 2025 | $2,347.00 | $376,260 Land $64,350 Building $311,910 | $376,260 Land $64,350 Building $311,910 |
| 2023 | $2,231.00 (+12.56%) | $376,260 (+39.52%) Land $64,350 Building $311,910 | $376,260 (+39.52%) Land $64,350 Building $311,910 |
| 2022 | $1,982.00 | $269,680 Land $57,070 Building $212,610 | $269,680 Land $57,070 Building $212,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2097 Grace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2097 Grace St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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