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2097 Golden Leaf Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2097 Golden Leaf Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,652 sqft · built 2002
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Oct 2007)
Tax Bill$7,432 (2026)
Deeds & MortgagesJan 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN240-360-390-000

Property Details

APN / Parcel Number

Primary APN240-360-390-000
Alternative APN
  • 240-360-39

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,652 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,400 sqft (0.124 acres)
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-360-39
Street Address2097 GOLDEN LEAF LN
CityTRACY
StateCA
Zip95377-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30
Legal SubdivisionSAN MARCO
Legal Block1
Legal Lot Number30
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1012
Census Tract5212

Owner

2097 Golden Leaf Ln is owned and occupied by two individuals who acquired it in May 2015.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2097 GOLDEN LEAF LN, TRACY, CA 95377-1111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Oct 3, 2017Deed of Trust, Mortgage · Conventional with PMI
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2007 · Amount on File
Deed SaleOct 19, 2007 · Amount on File
Prior SaleAug 6, 2007 · Amount on File
Deed Document Number2007180573
Last Transfer DateMay 21, 2015
Transfer Doc0000071016
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2097 GOLDEN LEAF LN, TRACY, CA 95377-1111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 GOLDEN LEAF LN, TRACY, CA 95377-1111

Mortgage

Document Number0000005039
DateJan 11, 2021
Instrument2021-005039
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2097 GOLDEN LEAF LN, TRACY, CA 95377-1111
Document Number0000122549
Instrument DateOct 3, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2097 GOLDEN LEAF LN TRACY CA 953771111, TRACY, CA 95377-1111

Mortgage

Document Number0000122549
DateOct 20, 2017
Instrument122549
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2097 Golden Leaf Ln was $7,432, down 8.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,432.00 (-8.29%)
2025$8,104.00$577,794 Land $197,020 Building $380,774
2023$7,411.00 (-1.59%)$555,359 Land $189,370 Building $365,989$743,220
2022$7,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2097 Golden Leaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2097 Golden Leaf Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		400 / 80
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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