2097 E 390 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2097 E 390 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,722 sqft · built 2015
Lot Size	0.21 acres (9,142 sqft)
Owner	2 Trust Names on File
Last Sale	$399,400 (Mar 2018)
Tax Bill	$3,095 (2022)
Deeds & Mortgages	Mar 2024 Transfer Jul 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`46-891-0455`

Property Details

APN / Parcel Number

Primary APN	`46-891-0455`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,722 sqft
Basement Area	1,708 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,142 sqft (0.21 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	248 sqft
Deck Area	Deck Area
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2097 E 390 N
City	SPANISH FORK
State	UT
Zip	84660-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 455, PLAT M, MAPLE MOUNTAIN AT SPANISH FORK SUB AREA 0.210 AC.
Legal Subdivision	MAPLE MOUNTAIN AT SPANISH FORK SUB
Legal Lot Number	455
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1012
Census Tract	10307

Owner

2097 E 390 N is owner-occupied and held in a trust since March 2024.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 15, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Nov 8, 2018	Warranty Deed, Subdivision Related Transfer FIRST COLONY MTG
Mar 5, 2018	Intrafamily Transfer, Transfer · VA Mortgage CBC NATIONAL BANK
Oct 25, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC
Oct 20, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Feb 21, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC
Feb 14, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	201820947
Last Transfer Date	Mar 6, 2024
Transfer Doc	0000020362
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2024
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000020362
Instrument Date	Mar 6, 2024
Instrument	20362:2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2097 E 390 N, SPANISH FORK, UT 84660-6093

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118962
Date	Jul 6, 2021
Instrument	118962:2021

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000132925
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	0000132925
Date	Sep 1, 2020
Instrument	132925

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000123745
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	0000123745
Date	Nov 25, 2019
Instrument	123745

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000111593
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	0000111593
Date	Nov 21, 2018
Instrument	111593

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 8, 2018
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000107304
Instrument Date	Nov 7, 2018
Instrument	107304
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2018
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 N 2860 E SPANISH FORK UT 846606216, SPANISH FORK, UT 84660-6216

Mortgage

Document Number	107305
Date	Nov 8, 2018
Instrument	107305

Lender

Name	FIRST COLONY MTG
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 5, 2018
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000020947
Instrument Date	Feb 23, 2018
Instrument	020947:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ADVNAATGE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2097 E 390 N, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	0000020948
Date	Mar 5, 2018
Instrument	020948:2018

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 25, 2017
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000105878
Instrument Date	Oct 13, 2017
Instrument	105878
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 20, 2017
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000103931
Instrument Date	Oct 13, 2017
Instrument	103931
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	103932
Date	Oct 20, 2017
Instrument	103932

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 21, 2017
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000017314
Instrument Date	Feb 8, 2017
Instrument	17314
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 14, 2017
Property Address	2097 E 390 N, SPANISH FORK, UT 84660-6093
Document Number	0000015375
Instrument Date	Feb 8, 2017
Instrument	15375
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2097 E 390 N SPANISH FORK UT 846606093, SPANISH FORK, UT 84660-6093

Mortgage

Document Number	15376
Date	Feb 14, 2017
Instrument	15376

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,500	$550,000 Land $228,700 Building $321,300
2023		$329,065	$598,300 Land $217,700 Building $380,600
2022	$3,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2097 E 390 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 E 390 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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