Fairfax County property record for 2097 Cobblestone Ln, Reston, VA 20191
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,606 sqft · built 1983 |
| Lot Size | 0.11 acres (4,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $639,500 (Mar 2020) |
| Tax Bill | $9,223 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-2-18-01-0022 |
| Primary APN | 026-2-18-01-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 1,746 sqft |
| Basement Area | 469 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,812 sqft (0.11 acres) |
| Deck Area | 280 sqft |
|---|---|
| Patio Area | 120 sqft |
| Balcony | Balcony |
| Balcony Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 0262 18010022 |
|---|---|
| Street Address | 2097 COBBLESTONE LN |
| City | RESTON |
| State | VA |
| Zip | 20191-4039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRC(RESIDENTIAL DEVELOPME |
| Legal Description | RESTON LT 22 BLK 1 SEC 76 |
| Legal Subdivision | RESTON L |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | HUNTER MILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 482303 |
Source: Fairfax County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2919 S WOODLEY ST, ARLINGTON, VA 22206-4012 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| Mar 3, 2020 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Nov 27, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Document Number | 0026110667 |
| Deed Book / Page | 26110 / 667 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 2097 COBBLESTONE LN, RESTON, VA 20191-4039 |
| Document Number | 2020134925001 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2097 COBBLESTONE LN RESTON VA 201914039, RESTON, VA 20191-4039 |
| Document Number | 2020134925001 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 026634/001458 |
| Instrument | 134925001 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Mar 3, 2020 |
| Property Address | 2097 COBBLESTONE LN, RESTON, VA 20191-4039 |
| Document Number | 2020017753001 |
| Book / Page | 026110 / 000667 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 17753001 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2097 COBBLESTONE LN RESTON VA 201914039, RESTON, VA 20191-4039 |
| Document Number | 2020017753002 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 026110/000671 |
| Instrument | 17753002 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Nov 27, 2018 |
| Property Address | 2097 COBBLESTONE LN, RESTON, VA 20191-4039 |
| Document Number | 2018067141001 |
| Book / Page | 025597 / 001777 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 67141001 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.99 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2097 COBBLESTONE LN RESTON VA 201914039, RESTON, VA 20191-4039 |
| Document Number | 2018067141002 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 025597/000179 |
| Instrument | 67141002 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2048 |
Source: Fairfax County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,223.00 (+20.75%) | $766,740 (+17.99%) Land $302,000 Building $464,740 | $766,740 (+17.99%) Land $302,000 Building $464,740 |
| 2023 | $7,638.00 | $649,810 Land $267,000 Building $382,810 | $649,810 Land $267,000 Building $382,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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