2097 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2097 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Commercial
Details	1,260 sqft · built 1972
Lot Size	0.383 acres (16,666 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2024)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-24-252-003`

Property Details

APN / Parcel Number

Primary APN	`10-24-252-003`

Interior

Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	16,666 sqft (0.383 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2097 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3502
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CI
Legal Description	LOT 4A & S 1/3 OF LOT 5 L H LANGWORHTYS ADD
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	L H LANGWORHTYS ADD
Legal Lot Number	5,4A
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1833 N MAIN ST, DUBUQUE, IA 52001-4464
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Warranty Deed, Transfer FIDELITY BANK & TRUST
Dec 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	20249911
Prior Transfer Date	Oct 27, 2004
Prior Transfer Doc	0000002571
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 3, 2018
Property Address	2097 CENTRAL AVE, DUBUQUE, IA 52001-3502
Document Number	0000000095
Instrument Date	Dec 11, 2017
Instrument	2018-00000095
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 UNIVERSITY AVE STE G, G, DUBUQUE, IA 52001-5669

Mortgage

Document Number	0000000096
Date	Jan 3, 2018
Instrument	2018-00000096

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 13, 2017
Property Address	2097 CENTRAL AVE, DUBUQUE, IA 52001-3502
Document Number	0000015399
Instrument Date	Dec 11, 2017
Instrument	15399
Transaction Type	Transfer
Record Updated	Feb 23, 2018

Transaction

Amount	Amount Recorded
Tax	$110.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00	$93,300 (+11.47%) Land $42,500 Building $50,800	$93,300 (+11.47%) Land $42,500 Building $50,800
2024	$1,204.00 (-4.6%)
2023		$83,700 (+14.28%) Land $40,000 Building $43,700	$83,700 (+14.28%) Land $40,000 Building $43,700
2022	$1,262.00	$73,240 Land $40,000 Building $33,240
2021			$73,240 Land $40,000 Building $33,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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