2097 Cedarmill Dr, Franklin, IN 46131 Property Records

Johnson County property record for 2097 Cedarmill Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,681 sqft · built 2005
Lot Size	0.207 acres (9,017 sqft)
Owner	Company Name on File
Last Sale	$313,000 (Oct 2021)
Tax Bill	$7,191 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41001204142/00`

Property Details

APN / Parcel Number

Primary APN	`41001204142/00`
Alternative APNs	`41-08-12-032-013.000-018` `00001083121`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,681 sqft Living Area
1st Floor Area	3,681 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001083121
Street Address	2097 CEDARMILL DR
City	FRANKLIN
State	IN
Zip	46131-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE SEC 1 LOT 9 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE
Legal Lot Number	9
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1048
Census Tract	611200

Owner

2097 Cedarmill Dr is owned by a company that bought it in October 2021.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage CENTRA CU
Oct 19, 2021	Warranty Deed, Transfer
Nov 28, 2016	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 31, 2005	Warranty Deed, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	202131216
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017488
Date	Jul 9, 2020
Instrument	2020-017488

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012019726
Date	Sep 6, 2012
Instrument	2012-019726

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2042

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009003558
Date	Feb 23, 2009
Instrument	2009-003558

Lender

Name	CENTRA CU
Address	COLUMBUS, IN 47201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 19, 2021
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Document Number	2021031216
Map Reference	IN 2003-044212
Instrument Date	Oct 15, 2021
Instrument	2021-031216
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 28, 2016
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Document Number	2016028119
Instrument Date	Nov 21, 2016
Instrument	2016-028119
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016028120
Date	Nov 28, 2016
Instrument	2016-028120

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2046

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 31, 2005
Property Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495
Document Number	2005002411
Map Reference	DOC2003-044212
Instrument Date	Jan 14, 2005
Instrument	2005-002411
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 CEDARMILL DR, FRANKLIN, IN 46131-1495

Mortgage

Document Number	2005002412
Date	Jan 31, 2005
Instrument	2005-002412

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2097 Cedarmill Dr was $7,191, up 3.6% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,191.00 (+3.59%)	$324,500 Land $31,000 Building $293,500	$324,500 Land $31,000 Building $293,500
2024	$6,942.00 (-1.81%)
2023	$7,070.00 (+9.04%)	$317,300 (+9.11%) Land $31,000 Building $286,300	$317,300 (+9.11%) Land $31,000 Building $286,300
2022	$6,484.00	$290,800 Land $31,000 Building $259,800	$290,800 Land $31,000 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2097 Cedarmill Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2097 Cedarmill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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