Ramsey County property record for 2097 Carroll Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,186 sqft · built 1915 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Apr 2020) |
| Tax Bill | $10,396 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-29-23-44-0046 |
| Primary APN | 32-29-23-44-0046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 229115 |
|---|---|
| Street Address | 2097 CARROLL AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBLYN PARK ADDITION,,ST. PAUL LOT 17 BLK 1 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 32 |
| Legal Subdivision | ROBLYN PARK ADDITION,,ST. PAUL |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 33300 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage KELLER MTG |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Prior Sale | Jul 18, 2000 · Amount on Record |
| Deed Document Number | 20204805316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Document Number | 0005110883 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20265110883 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $171.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04915151 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | A04915151 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 6, 2020 |
| Property Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Document Number | 0004805316 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 4805316 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2097 CARROLL AVE ST PAUL MN 551045041, ST PAUL, MN 55104-5041 |
| Document Number | 4805317 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 4805317 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2097 CARROLL AVE, SAINT PAUL, MN 55104-5041 |
| Document Number | 0004776578 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2097 CARROLL AVE ST PAUL MN 551045041, ST PAUL, MN 55104-5041 |
| Document Number | 0004776578 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 4776578 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,300 (-3.48%) Land $125,800 Building $470,500 | $596,300 (-3.48%) Land $125,800 Building $470,500 | |
| 2025 | $10,396.00 (+16.44%) | $617,800 (+7.03%) Land $125,800 Building $492,000 | $617,800 (+7.03%) Land $125,800 Building $492,000 |
| 2023 | $8,928.00 | $577,200 Land $125,800 Building $451,400 | $577,200 Land $125,800 Building $451,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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